Skip to content
Riskpilot
← Back to search
Sign in
Sign in
Get full access
Matti Saarnio Oy
OY
Active
Y-tunnus 0208750-9
Pl 52, 61601
Jalasjärvi
Retail sale of hardware, building materials, paints and glass
·
NACE 4752
Est. 1960 · 65 years old
— employees
Share
Finland
/
Companies
/
Retail sale of hardware, building materials, paints and glass
/
Matti Saarnio Oy
Overview
Financials
People & ownership
Related companies
Loading company…
Financials
Revenue
EUR millions
17M
13M
9M
4M
0M
2021: 13M
13M
2021
2022: 14M (+8% vs 2021)
14M
+8%
2022
2023: 11M (-21% vs 2022)
11M
-21%
2023
2024: 9M (-18% vs 2023)
9M
-18%
2024
2025: 7M (-22% vs 2024)
7M
-22%
2025
EBITDA
EUR millions
0M
0M
0M
-1M
-1M
2021: 0M
0M
2021
2022: 0M
0M
2022
2023: 0M
0M
2023
2024: 0M
0M
2024
2025: 0M
0M
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2021
Revenue
6 745
9 267
11 338
14 209
13 202
Staff expenses
−327
−349
−445
−700
−705
EBITDA
−107
41
27
186
285
Depreciation & amort.
−16
−31
−32
−34
−39
EBIT
−123
10
−5
152
246
Net financials
164
110
151
97
95
Profit before tax
41
120
162
266
362
Tax
9
40
35
53
73
Net profit
33
80
127
213
289
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2021
Total assets
5 023
5 265
5 583
5 890
5 858
Equity
2 453
2 570
2 640
2 676
2 627
Long-term debt
0
0
0
25
94
Short-term debt
2 570
2 694
2 943
3 189
3 136
Total debt
2 570
2 694
2 943
3 214
3 230
Financial ratios
5-year trend
EBITDA margin
−1,6 %
This company
15,8 %
Market median
This company
Market median
110% below market
2021
2025
Equity ratio
48,8 %
This company
38,2 %
Market median
This company
Market median
28% above market
2021
2025
Return on equity
1,3 %
This company
18,4 %
Market median
This company
Market median
93% below market
2021
2025
Net profit margin
0,5 %
This company
8,1 %
Market median
This company
Market median
94% below market
2021
2025
Asset turnover
1,34×
This company
1,12×
Market median
This company
Market median
20% above market
2021
2025
Debt / equity
1,05×
This company
0,62×
Market median
This company
Market median
69% above market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2024-12-01 – 2025-11-30
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2023-12-01 – 2024-11-30
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-12-01 – 2023-11-30
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2021-12-01 – 2022-11-30
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2020-12-01 – 2021-11-30
View
PDF
More on Matti Saarnio Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
