Riskpilot← Back to searchSign inGet full accessKosken Osuuspankki
OPActiveY-tunnus 0213006-0Hämeentie 14Other monetary intermediation · NACE 6419Est. 191815 employees
Revenue 2024
EUR 0
EBITDA margin
—
+1% vs 2023
Equity ratio
17.2%
Financial strength
Net profit 2024
EUR 8,6M
+407% vs 2023
| Revenue | EUR 0 | — |
| EBITDA | EUR 2,8M | +1% |
| Net profit | EUR 8,6M | +407% |
| Total assets | EUR 228,2M | +2% |
| Equity | EUR 39,4M | +6% |
| Employees | 15 | — |
Legal name
Kosken Osuuspankki
Y-tunnus number
0213006-0
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
10. toukokuuta 1918
Share capital
—
Employees
15 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa jäsentensä omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa jäsentensä ja asiakkaidensa taloudellisen menestyksen tukemiseksi.
Osuuspankin palveluita saavat käyttää muutkin kuin jäsenet.
Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Hämeentie 14
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| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Revenue | 0 | 0 | 0 |
| Staff expenses | −950 | −1 016 | −1 387 |
| EBITDA | −909 | 2 812 | 2 843 |
| Depreciation & amort. | — | −0 | −0 |
| EBIT | −909 | 2 812 | 2 843 |
| Net financials | 3 691 | 5 651 | 6 040 |
| Profit before tax | 3 282 | 7 797 | 9 198 |
| Tax | 225 | 0 | 598 |
| Net profit | 3 057 | 1 698 | 8 600 |
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Total assets | 39 699 | 223 651 | 228 216 |
| Equity | 82 771 | 37 125 | 39 363 |
| Long-term debt | — | 0 | 0 |
| Short-term debt | 181 664 | 1 353 | 578 |
| Total debt | 181 664 | 180 948 | 183 589 |
EBITDA margin
284313200.0%
This company
15.8%
Market median
+1799450533% vs market
20222024
Equity ratio
17.2%
This company
38.2%
Market median
-55% vs market
20222024
Return on equity
21.8%
This company
18.4%
Market median
+18% vs market
20222024
Net profit margin
860023400.0%
This company
8.1%
Market median
+10617572740% vs market
20222024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222024
Debt / equity
4.80×
This company
0.62×
Market median
-674% vs market
20222024
| Name | Role | Member since |
|---|---|---|
| Current (9) | ||
TI Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2024 |
JM Person with significant control | Person with significant control | 2020 |
AH Person with significant control | Person with significant control | 2025 |
SH Person with significant control | Person with significant control | 2020 |
EL Person with significant control | Person with significant control | 2020 |
AP Person with significant control | Person with significant control | 2025 |
TH Person with significant control | Person with significant control | 2025 |
RK Person with significant control | Person with significant control | 2020 |
EE Chief Executive Officer | Chief Executive Officer | 2024 |
| Former (7) | ||
TA Person with significant control | Person with significant control | 2021 – 2023 |
PJ Person with significant control | Person with significant control | 2020 – 2022 |
EH Person with significant control | Person with significant control | 2020 – 2025 |
HR Person with significant control | Person with significant control | 2020 – 2022 |
KS Person with significant control | Person with significant control | 2020 – 2025 |
IR Chief Executive Officer | Chief Executive Officer | 2006 – 2024 |
SH Person with significant control | Person with significant control | 2020 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (25) | ||
| Board of Directors | 2020 | |
| Chairperson | 2020 | |
| Board of Directors | 2023 | |
| Board of Directors | 2016 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2016 | |
| Board of Directors | 2020 | |
| Board of Directors | 2026 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Chairperson | 2016 | |
| Former (23) | ||
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2024 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2016 – 2023 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2016 – 2026 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2026 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2016 – 2026 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Kosken Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Tuomas Artturi Pitkänen | Person with significant control | 0 companies |
| Tiina Irmeli Kuusniemi | Deputy Chief Executive Officer | 0 companies |
| Petra Johanna Peltola | Person with significant control | 0 companies |
| Johanna Marja-Liisa Sorvari | Person with significant control | 0 companies |
| Erja Helinä Raunio | Person with significant control | 0 companies |
| Hannaleena Riihimäki | Person with significant control | 0 companies |
| Anniina Helinä Alho | Person with significant control | 0 companies |
| Kirsi Susanna Kaskela | Person with significant control | 0 companies |
| Ilkka Rauno Sakari Harjunpää | Chief Executive Officer | 0 companies |
| Sanna Hannele Lintula | Person with significant control | 0 companies |
| Sari Helena Linden | Person with significant control | 0 companies |
| Eriika Liisimaria Ruohonen | Person with significant control | 0 companies |
| Arto Petteri Elo | Person with significant control | 0 companies |
| Tiia-Mari Hannele Turnquist | Person with significant control | 0 companies |
| Raija Katriina Mäensalo | Person with significant control | 0 companies |
| Erik Eino Valio Puttaa | Chief Executive Officer | 0 companies |
| Jukka Tapani Yli-Liipola | Board of Directors | 0 companies |
| Tarja Hannele Mäkitalo | Chairperson | 0 companies |
| Terttu Elisa Kattelus | Board of Directors | 0 companies |
| Seppo Sakari Sadeharju | Board of Directors | 0 companies |
| Heikki Johannes Iltanen | Board of Directors | 0 companies |
| Pekka Ilmari Kanasuo | Board of Directors | 0 companies |
| Markku Juhani Tamminen | Board of Directors | 0 companies |
| Kari Erik Lammi | Board of Directors | 0 companies |
| Rauno Olavi Elo | Board of Directors | 0 companies |
| Heikki Tapani Pietilä | Board of Directors | 0 companies |
| Petteri Juhani Kanasuo | Board of Directors | 0 companies |
| Olli-Pekka Mikael Nummela | Board of Directors | 0 companies |
| Merja Raisa Annikki Rahkonen | Board of Directors | 0 companies |
| Juha Antero Knaapi | Board of Directors | 0 companies |
| Raija Leena Virtanen | Board of Directors | 0 companies |
| Elina Maria Kivikallio | Board of Directors | 0 companies |
| Pirkko Liisa Johanna Saari | Board of Directors | 0 companies |
| Merja Tuulikki Kirjavainen | Board of Directors | 0 companies |
| Jari Veikko Lahti | Board of Directors | 0 companies |
| Mika Kristian Simola | Board of Directors | 0 companies |
| Anna Maija Haavisto | Board of Directors | 0 companies |
| Jarmo Juhani Ruohonen | Board of Directors | 0 companies |
| Olli Tapani Alikärri | Board of Directors | 0 companies |
| Kalle Pekka Vuorenmaa | Board of Directors | 0 companies |
| Martti Johannes Nyhä | Board of Directors | 0 companies |
| Virpi Marjatta Hahko | Board of Directors | 0 companies |
| Ossi Ensio Uusitupa | Board of Directors | 0 companies |
| Arja Marketta Iltanen | Board of Directors | 0 companies |
| Hannu Tapani Levonen | Board of Directors | 0 companies |
| Mirja Anneli Rautavuori-Lehtinen | Board of Directors | 0 companies |
| Hannu Matti Juhani Posti | Board of Directors | 0 companies |
| Timo Tapio Teinilä | Board of Directors | 0 companies |
| Kaija-Leena Rasimus | Board of Directors | 0 companies |
| Toni Johannes Lintula | Board of Directors | 0 companies |
| Matti Ilmari Tuomola | Board of Directors | 0 companies |
| Tuomas Veikko Sallinen | Board of Directors | 0 companies |
| Saija Katriina Teinilä | Board of Directors | 0 companies |
| Heikki Tapani Tuominen | Board of Directors | 0 companies |
| Alpo Kalervo Virtanen | Board of Directors | 0 companies |
| Jari Juhani Laiho | Board of Directors | 0 companies |
| Aila Marjaana Mänkäri | Board of Directors | 0 companies |
| Matti Kalervo Beranger | Board of Directors | 0 companies |
| Esa Juhani Penttilä | Board of Directors | 0 companies |
| Marja-Liisa Juuse | Board of Directors | 0 companies |
| Eveliina Pia Johanna Salminen | Board of Directors | 0 companies |
| Marja Inkeri Ratamo | Board of Directors | 0 companies |
| Markku Juhani Toivonen | Chairperson | 0 companies |
| Pekka Sakari Niinistö | Board of Directors | 0 companies |