What is the Y-tunnus number of Penser Oy?

Penser Oy is registered with PRH / YTJ under Y-tunnus 0309047-8.

What is the revenue of Penser Oy?

Penser Oy reported revenue of EUR 1,3M in 2025.

Who is the CEO of Penser Oy?

Esa Antero Haavisto is Chief Executive Officer of Penser Oy, in role since 2013.

Who is the chairman of Penser Oy?

Henriikka Irene Haavisto-Lawless chairs the board of Penser Oy, in role since 2015.

Where is Penser Oy headquartered?

Penser Oy's registered address is Kaivokatu 18-A46.

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Penser Oy

OYActive

Y-tunnus 0309047-8Kaivokatu 18A-1846, 20520 TurkuOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 1978— employees

Overview Financials People & ownership Related companies

Financials

Revenue

EUR millions

EBITDA

EUR millions

Income statement

EUR thousands

Item	2021	2022	2023	2024	2025
Revenue	674	1 010	780	1 327	1 343
Staff expenses	—	—	−0	−0	−0
EBITDA	338	−45	64	380	466
Depreciation & amort.	−30	−15	−8	−2	−1
EBIT	308	−60	784	378	464
Net financials	33	82	75	81	58
Profit before tax	340	22	131	459	522
Tax	71	8	27	90	105
Net profit	270	14	99	369	418

Balance sheet

EUR thousands

Item	2021	2022	2023	2024	2025
Total assets	2 819	2 819	0	3 145	2 494
Equity	687	701	797	1 169	1 587
Long-term debt	2 065	2 118	200	0	0
Short-term debt	66	0	1 921	1 975	907
Total debt	2 131	2 118	2 121	1 975	907

Financial ratios

5-year trend

EBITDA margin

34.7%

This company

15.8%

Market median

+120% vs market

20212025

Equity ratio

63.6%

This company

38.2%

Market median

+66% vs market

20212025

Return on equity

26.3%

This company

18.4%

Market median

+43% vs market

20212025

Net profit margin

31.1%

This company

8.1%

Market median

+284% vs market

20212025

Asset turnover

0.54×

This company

1.12×

Market median

-52% vs market

20212025

Debt / equity

0.57×

This company

0.62×

Market median

+8% vs market

20212025

Annual reports & filings

Annual report 2025
Filed via PRH / YTJ · Period 2024-07-01 – 2025-06-30
View PDF
Annual report 2024
Filed via PRH / YTJ · Period 2023-07-01 – 2024-06-30
View PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-07-01 – 2023-06-30
View PDF
Annual report 2022
Filed via PRH / YTJ · Period 2021-07-01 – 2022-06-30
View PDF
Annual report 2021
Filed via PRH / YTJ · Period 2020-07-01 – 2021-06-30
View PDF

Penser Oy

Financials

Revenue

EBITDA

Income statement

Balance sheet

Financial ratios

Annual reports & filings

More on Penser Oy

Financials

Revenue

EBITDA

Income statement

Balance sheet

Financial ratios

Annual reports & filings

More on Penser Oy