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terho & terho oy
OY
Dissolved
Y-tunnus 0357046-3
Särkikuja 6, 20760
Piispanristi
Other financial service activities, except insurance and pension funding n.e.c.
· NACE 6499
Est. 1980
1 employees
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Other financial service activities, except insurance and pension funding n.e.c.
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terho & terho oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
0M
0M
1M
1M
1M
1M
2021
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
584
142
313
423
267
Staff expenses
−7
−8
−8
−8
−7
EBITDA
155
18
87
63
110
Depreciation & amort.
−3
−2
−2
−7
−5
EBIT
153
16
85
56
105
Net financials
0
−0
1
2
0
Profit before tax
153
16
86
58
105
Tax
42
5
−0
11
21
Net profit
111
11
67
46
84
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
2 220
2 215
2 288
2 353
2 438
Equity
997
929
0
894
906
Long-term debt
—
—
0
1 451
1 528
Short-term debt
1 223
1 287
0
8
4
Total debt
1 223
1 287
0
1 459
1 532
Financial ratios
5-year trend
EBITDA margin
41.2%
This company
15.8%
Market median
+161% vs market
2021
2025
Equity ratio
37.2%
This company
38.2%
Market median
+3% vs market
2021
2025
Return on equity
9.3%
This company
18.4%
Market median
-49% vs market
2021
2025
Net profit margin
31.5%
This company
8.1%
Market median
+289% vs market
2021
2025
Asset turnover
0.11×
This company
1.12×
Market median
-90% vs market
2021
2025
Debt / equity
1.69×
This company
0.62×
Market median
-173% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on terho & terho oy
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Headline figures, risk assessment and company summary
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Management, board and shareholder breakdown
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Corporate hierarchy, parent and subsidiary network
