Skip to content
Riskpilot
← Back to search
Sign in
Sign in
Get full access
Thomfinance Oy
OY
Active
Y-tunnus 0482884-1
Kalevankatu 12, 00100
Helsinki
Other financial service activities, except insurance and pension funding n.e.c.
·
NACE 6499
Est. 1981 · 44 years old
5 employees
Share
Finland
/
Companies
/
Other financial service activities, except insurance and pension funding n.e.c.
/
Thomfinance Oy
Overview
Financials
People & ownership
Related companies
Loading company…
Financials
Revenue
EUR millions
34M
25M
17M
8M
0M
2020: 25M
25M
2020
2022: 12M (-52% vs 2020)
12M
-52%
2022
2023: 19M (+58% vs 2022)
19M
+58%
2023
2024: 16M (-16% vs 2023)
16M
-16%
2024
2025: 27M (+69% vs 2024)
27M
+69%
2025
EBITDA
EUR millions
7M
3M
0M
-4M
-8M
2020: 1M
1M
2020
2022: -5M (-600% vs 2020)
-5M
-600%
2022
2023: 4M (+180% vs 2022)
4M
+180%
2023
2024: -1M (-125% vs 2023)
-1M
-125%
2024
2025: 3M (+400% vs 2024)
3M
+400%
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2020
Revenue
27 206
15 600
18 545
12 377
24 772
Staff expenses
−384
−540
−822
−486
−351
EBITDA
2 820
−682
4 349
−4 745
1 426
Depreciation & amort.
−3
−20
−15
−16
−15
EBIT
2 817
−702
4 334
−4 760
1 411
Net financials
35
−155
−8
−17
−17
Profit before tax
2 867
−851
4 327
−4 781
1 391
Tax
304
−0
−0
1
−0
Net profit
2 563
−851
4 327
−4 775
1 391
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2020
Total assets
49 346
48 633
47 910
44 229
47 724
Equity
47 706
45 644
47 496
43 669
45 691
Long-term debt
1 193
2 852
0
0
1 715
Short-term debt
447
122
346
538
318
Total debt
1 640
2 974
346
538
2 033
Financial ratios
5-year trend
EBITDA margin
10,4 %
This company
15,8 %
Market median
This company
Market median
34% below market
2020
2025
Equity ratio
96,7 %
This company
38,2 %
Market median
This company
Market median
153% above market
2020
2025
Return on equity
5,4 %
This company
18,4 %
Market median
This company
Market median
71% below market
2020
2025
Net profit margin
9,4 %
This company
8,1 %
Market median
This company
Market median
16% above market
2020
2025
Asset turnover
0,55×
This company
1,12×
Market median
This company
Market median
51% below market
2020
2025
Debt / equity
0,03×
This company
0,62×
Market median
This company
Market median
95% below market
2020
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2023-07-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-07-01 – 2023-06-30
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2021-07-01 – 2022-06-30
View
PDF
Annual report 2020
Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
View
PDF
More on Thomfinance Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
