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Sto-Rahoitus Oy
OY
Active
Y-tunnus 0534129-3
Bulevardi 48C-4858, 00120
Helsinki
Other financial service activities, except insurance and pension funding n.e.c.
·
NACE 6499
Est. 1980 · 46 years old
— employees
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Finland
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Companies
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Other financial service activities, except insurance and pension funding n.e.c.
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Sto-Rahoitus Oy
Overview
Financials
People & ownership
Related companies
Loading company…
Financials
Revenue
EUR millions
21M
16M
11M
5M
0M
2021: 17M
17M
2021
2022: 13M (-24% vs 2021)
13M
-24%
2022
2023: 13M (0% vs 2022)
13M
0%
2023
2024: 9M (-31% vs 2023)
9M
-31%
2024
2025: 7M (-22% vs 2024)
7M
-22%
2025
EBITDA
EUR millions
9M
7M
4M
2M
0M
2021: 7M
7M
2021
2022: 0M (-100% vs 2021)
0M
-100%
2022
2023: 0M
0M
2023
2024: 2M
2M
2024
2025: 2M (0% vs 2024)
2M
0%
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2021
Revenue
7 464
9 175
13 041
13 041
17 257
Staff expenses
−237
−210
−42
−42
−36
EBITDA
1 991
2 208
−119
−119
7 386
Depreciation & amort.
−12
−16
−3
−3
−4
EBIT
1 979
2 192
−122
−122
7 382
Net financials
−24
−39
0
0
−187
Profit before tax
1 955
2 152
−121
−121
7 195
Tax
392
262
−0
−0
1 458
Net profit
1 562
1 891
−121
−121
5 737
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2021
Total assets
28 902
28 630
26 762
28 168
30 542
Equity
26 311
25 485
25 205
26 117
26 538
Long-term debt
152
0
1 250
1 900
—
Short-term debt
669
1 812
307
151
4 004
Total debt
821
1 812
1 557
2 051
4 004
Financial ratios
5-year trend
EBITDA margin
26,7 %
This company
15,8 %
Market median
This company
Market median
69% above market
2021
2025
Equity ratio
91,0 %
This company
38,2 %
Market median
This company
Market median
138% above market
2021
2025
Return on equity
5,9 %
This company
18,4 %
Market median
This company
Market median
68% below market
2021
2025
Net profit margin
20,9 %
This company
8,1 %
Market median
This company
Market median
158% above market
2021
2025
Asset turnover
0,26×
This company
1,12×
Market median
This company
Market median
77% below market
2021
2025
Debt / equity
0,10×
This company
0,62×
Market median
This company
Market median
84% below market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2024-11-01 – 2025-10-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2023-11-01 – 2024-10-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-11-01 – 2023-10-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2021-11-01 – 2022-10-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2020-11-01 – 2021-10-31
View
PDF
More on Sto-Rahoitus Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
