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ZEF Oy
OY
Active
Y-tunnus 0640379-1
Elektroniikkatie 6, 90590
Oulu
Computer programming activities
·
NACE 6210
Est. 1985 · 41 years old
25 employees
www.zef.fi
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Computer programming activities
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ZEF Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
2M
2M
1M
1M
0M
2021: 1M
1M
2021
2022: 2M (+100% vs 2021)
2M
+100%
2022
2023: 2M (0% vs 2022)
2M
0%
2023
2024: 2M (0% vs 2023)
2M
0%
2024
2025: 2M (0% vs 2024)
2M
0%
2025
EBITDA
EUR millions
0M
0M
0M
-1M
-1M
2021: 0M
0M
2021
2022: 0M
0M
2022
2023: 0M
0M
2023
2024: 0M
0M
2024
2025: 0M
0M
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2021
Revenue
2 324
2 324
2 067
1 552
1 422
Staff expenses
−1 608
−1 608
−1 418
−864
−928
EBITDA
233
233
264
316
279
Depreciation & amort.
−219
−219
−258
−309
−265
EBIT
14
14
7
7
14
Net financials
−5
−5
−4
−7
−10
Profit before tax
9
9
2
0
5
Tax
2
2
1
−0
1
Net profit
7
7
1
1
4
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2021
Total assets
1 512
1 390
1 512
1 438
1 487
Equity
338
336
325
323
323
Long-term debt
0
230
318
278
210
Short-term debt
1 174
825
869
836
954
Total debt
1 174
1 054
1 188
1 115
1 164
Financial ratios
5-year trend
EBITDA margin
10,0 %
This company
15,8 %
Market median
This company
Market median
37% below market
2021
2025
Equity ratio
22,4 %
This company
38,2 %
Market median
This company
Market median
41% below market
2021
2025
Return on equity
2,1 %
This company
18,4 %
Market median
This company
Market median
89% below market
2021
2025
Net profit margin
0,3 %
This company
8,1 %
Market median
This company
Market median
96% below market
2021
2025
Asset turnover
1,54×
This company
1,12×
Market median
This company
Market median
37% above market
2021
2025
Debt / equity
3,47×
This company
0,62×
Market median
This company
Market median
460% above market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on ZEF Oy
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Headline figures, risk assessment and company summary
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Management, board and shareholder breakdown
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Corporate hierarchy, parent and subsidiary network