Riskpilot← Back to searchSign inGet full accessTitanium Life Oy
OYActiveY-tunnus 0785117-4Aleksanterinkatu 48-BActivities of insurance agents and brokers · NACE 6622Est. 19905 employeeswww.titanium.fi
Revenue 2024
EUR 1M
-24% vs 2023
EBITDA margin
7.1%
-75% vs 2023
Equity ratio
52.7%
Financial strength
Net profit 2024
EUR 58K
-75% vs 2023
| Revenue | EUR 1M | -24% |
| EBITDA | EUR 72K | -75% |
| Net profit | EUR 58K | -75% |
| Total assets | EUR 887K | -19% |
| Equity | EUR 467K | -23% |
| Employees | 5 | — |
Legal name
Titanium Life Oy
Y-tunnus number
0785117-4
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
24. tammikuuta 1990
Share capital
EUR 2 523
Employees
5 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on harjoittaa vakuutusedustajista annetun lain mukaista asiamiestoimintaa. Yhtiöllä on oikeus omistaa ja hallita arvopapereita ja kiinteistöjä sekä käydä näillä kauppaa. Yhtiö voi tarjota Titanium-konsernille sijoitus-, sijoitusrahasto- ja vaihtoehtorahastotoimintaa avustavia hallinto- ja rahoituspalveluita. Yhtiö voi myös tuottaa liikkeenjohdon konsultointipalveluja sekä toimia sijoituspalveluyhtiön sidonnaisasiamiehenä.
Address
Aleksanterinkatu 48-B
Phone
+3580988664000
Email
info@titanium.fi
Website
www.titanium.fi
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| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 1 089 | 1 053 | 1 119 | 1 336 | 1 021 |
| Staff expenses | −820 | −767 | −850 | −923 | −853 |
| EBITDA | 178 | 199 | 172 | 291 | 72 |
| Depreciation & amort. | −0 | −0 | −0 | −0 | −0 |
| EBIT | 178 | 199 | 172 | 291 | 72 |
| Net financials | 0 | −0 | — | 0 | −0 |
| Profit before tax | 178 | 199 | 172 | 291 | 72 |
| Tax | 36 | 40 | 34 | 58 | 14 |
| Net profit | 143 | 159 | 138 | 233 | 58 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 549 | 727 | 824 | 1 090 | 887 |
| Equity | 280 | 438 | 576 | 609 | 467 |
| Long-term debt | — | — | — | 0 | 0 |
| Short-term debt | 269 | 289 | 248 | 481 | 419 |
| Total debt | 269 | 289 | 248 | 481 | 419 |
EBITDA margin
7.1%
This company
15.8%
Market median
-55% vs market
20202024
Equity ratio
52.7%
This company
38.2%
Market median
+38% vs market
20202024
Return on equity
12.4%
This company
18.4%
Market median
+33% vs market
20202024
Net profit margin
5.7%
This company
8.1%
Market median
-30% vs market
20202024
Asset turnover
1.15×
This company
1.12×
Market median
+3% vs market
20202024
Debt / equity
0.90×
This company
0.62×
Market median
+45% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
JA Deputy Member | Deputy Member | 2025 |
TE Confidential Clerk | Confidential Clerk | 2019 |
KE Chief Executive Officer | Chief Executive Officer | 2023 |
| Former (3) | ||
MK | Audit | 2020 – 2023 |
PP Chief Executive Officer | Chief Executive Officer | 2018 – 2023 |
TE Audit | Audit | 2018 – 2020 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Board of Directors | 2020 | |
| Chairperson | 2025 | |
| Former (3) | ||
| Chairperson | 2024 – 2025 | |
| Chairperson | 2018 – 2024 | |
| Board of Directors | 2018 – 2025 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 2023 |
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Titanium Oyj
Titanium Life Oy Board members of Titanium Life Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Mikko Kasperi Kylliäinen | Audit | 0 companies |
| Julia Alexandra Dannberg | Deputy Member | 0 companies |
| Pasi Pertti Sakari Kosonen | Chief Executive Officer | 0 companies |
| Tom Erik Lojander | Confidential Clerk | 0 companies |
| Timo Erkki Nummi | Audit | 0 companies |
| Kirsi Elena Kërtyta | Chief Executive Officer | 0 companies |
| Tarkko Miika Oskar Laitinen | Board of Directors | 0 companies |
| Walter Rafael Ahlström | Chairperson | 0 companies |
| Tommi Mikael Santanen | Chairperson | 0 companies |
| Katarina Helena Rosenström | Chairperson | 0 companies |
| Joni Mikael Niiranen | Board of Directors | 0 companies |