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Oulun Panttilainakonttori Oy
OY
Active
Y-tunnus 0807410-0
Pakkahuoneenkatu 26, 90100
Oulu
Other credit granting
· NACE 6492
Est. 1990 · 36 years old
3 employees
www.oulunpantti.net
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Oulun Panttilainakonttori Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
1M
2025
EBITDA
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
457
455
455
484
504
Staff expenses
−199
−146
−135
−133
−134
EBITDA
225
255
257
289
297
Depreciation & amort.
−54
−27
−13
−7
−9
EBIT
171
228
244
282
288
Net financials
−15
−15
−28
−27
−28
Profit before tax
155
214
215
252
262
Tax
31
43
43
50
52
Net profit
124
171
172
201
209
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
2 074
2 031
2 019
2 082
2 127
Equity
1 489
1 517
1 492
1 547
1 604
Long-term debt
478
423
353
412
398
Short-term debt
106
296
108
55
58
Total debt
585
719
461
467
456
Financial ratios
5-year trend
EBITDA margin
59.0%
This company
15.8%
Market median
+273% vs market
2021
2025
Equity ratio
75.4%
This company
38.2%
Market median
+97% vs market
2021
2025
Return on equity
13.1%
This company
18.4%
Market median
+29% vs market
2021
2025
Net profit margin
41.6%
This company
8.1%
Market median
+414% vs market
2021
2025
Asset turnover
0.24×
This company
1.12×
Market median
-79% vs market
2021
2025
Debt / equity
0.33×
This company
0.62×
Market median
+47% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on Oulun Panttilainakonttori Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network