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Päijät-Hämeen Pantti Oy
OY
Active
Y-tunnus 0868957-8
Hämeenkatu 13, 15110
Lahti
Other credit granting
· NACE 6492
Est. 1991
— employees
www.pantit.fi
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Päijät-Hämeen Pantti Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
268
288
256
280
347
Staff expenses
−132
−135
−136
−139
−92
EBITDA
93
110
72
101
196
Depreciation & amort.
−1
−1
−0
−0
−5
EBIT
92
109
71
101
191
Net financials
−2
−2
0
−0
−7
Profit before tax
92
107
72
98
185
Tax
19
22
−0
20
37
Net profit
74
85
57
78
148
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
967
936
1 716
922
948
Equity
825
848
811
832
409
Long-term debt
69
13
0
0
312
Short-term debt
73
76
518
50
189
Total debt
142
88
518
50
501
Financial ratios
5-year trend
EBITDA margin
56.5%
This company
15.8%
Market median
+258% vs market
2021
2025
Equity ratio
43.1%
This company
38.2%
Market median
+13% vs market
2021
2025
Return on equity
36.2%
This company
18.4%
Market median
+97% vs market
2021
2025
Net profit margin
42.6%
This company
8.1%
Market median
+426% vs market
2021
2025
Asset turnover
0.37×
This company
1.12×
Market median
-67% vs market
2021
2025
Debt / equity
1.32×
This company
0.62×
Market median
-113% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on Päijät-Hämeen Pantti Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
