Riskpilot← Back to searchSign inGet full accessLahden Pantti Oy
OYActiveY-tunnus 0876213-0Kirkkokatu 6Other credit granting · NACE 6492Est. 19913 employeeswww.lahdenpantti.fi
Revenue 2024
EUR 654K
+14% vs 2023
EBITDA margin
75.4%
+26% vs 2023
Equity ratio
77.4%
Financial strength
Net profit 2024
EUR 17K
+43% vs 2023
| Revenue | EUR 654K | +14% |
| EBITDA | EUR 493K | +26% |
| Net profit | EUR 17K | +43% |
| Total assets | EUR 2,3M | -13% |
| Equity | EUR 1,8M | -21% |
| Employees | 3 | — |
Legal name
Lahden Pantti Oy
Y-tunnus number
0876213-0
Legal form
Osakeyhtiö
NACE code
6492 · Other credit granting
Founded
31. joulukuuta 1991
Share capital
EUR 168 188
Employees
3 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsen ja toimitusjohtaja yhdessä sekä hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on lain mukainen panttilainaustoiminnan harjoittaminen ja muu siihen liittyvä toiminta.
Address
Kirkkokatu 6
Phone
+358037818513
Email
asiakaspalvelu@lahdenpantti.fi
Website
www.lahdenpantti.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 637 | 576 | 600 | 572 | 654 |
| Staff expenses | −33 | −87 | −106 | −111 | −107 |
| EBITDA | 553 | 436 | 437 | 390 | 493 |
| Depreciation & amort. | −6 | −6 | −3 | −9 | −7 |
| EBIT | 548 | 430 | 434 | 381 | 486 |
| Net financials | 15 | 13 | 14 | 10 | 36 |
| Profit before tax | 1 052 | 113 | 127 | 12 | 21 |
| Tax | 12 | 81 | 88 | 0 | 3 |
| Net profit | 61 | 32 | 39 | 12 | 17 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 2 704 | 2 648 | 2 689 | 2 680 | 2 321 |
| Equity | 2 197 | 2 237 | 2 276 | 2 280 | 1 798 |
| Long-term debt | — | 2 | 2 | 0 | 0 |
| Short-term debt | 507 | 409 | 411 | 390 | 513 |
| Total debt | 507 | 411 | 413 | 390 | 513 |
EBITDA margin
75.4%
This company
15.8%
Market median
+377% vs market
20202024
Equity ratio
77.4%
This company
38.2%
Market median
+103% vs market
20202024
Return on equity
1.0%
This company
18.4%
Market median
-95% vs market
20202024
Net profit margin
2.6%
This company
8.1%
Market median
-68% vs market
20202024
Asset turnover
0.28×
This company
1.12×
Market median
-75% vs market
20202024
Debt / equity
0.29×
This company
0.62×
Market median
+53% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
TJ Deputy Member | Deputy Member | 2026 |
PT Chief Executive Officer | Chief Executive Officer | 2026 |
AK Audit | Audit | 2025 |
| Former (5) | ||
JJ Deputy auditor | Deputy auditor | 2010 – 2023 |
PJ Deputy Member | Deputy Member | 2013 – 2026 |
OK Audit | Audit | 2010 – 2025 |
PJ Audit | Audit | 2010 – 2025 |
TT Chief Executive Officer | Chief Executive Officer | 2007 – 2026 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Chairperson | 2013 | |
| Board of Directors | 2026 | |
| Former (1) | ||
| Board of Directors | 2013 – 2026 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Lahden Pantti Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Tomi Juhani Taavila | Deputy Member | 0 companies |
| Jari Juhani Havukainen | Deputy auditor | 0 companies |
| Petri Juhani Taavila | Deputy Member | 0 companies |
| Petteri Tapani Taavila | Chief Executive Officer | 0 companies |
| Anna Kaarina Ainola | Audit | 0 companies |
| Otto Kustaa Joki | Audit | 0 companies |
| Panu Juhani Juonala | Audit | 0 companies |
| Tero Tapio Taavila | Chief Executive Officer | 0 companies |
| Timo Tapani Taavila | Chairperson | 0 companies |
| Jesse Samuel Ilmari Taavila | Board of Directors | 0 companies |
| Vuokko Kaarina Taavila | Board of Directors | 0 companies |