Riskpilot← Back to searchSign inGet full accessSuomen Arvopantti Oy
OYActiveY-tunnus 0958541-2Hämeenpuisto 21Other credit granting · NACE 6492Est. 19945 employees
Revenue 2024
EUR 927K
+17% vs 2023
EBITDA margin
52.2%
+32% vs 2023
Equity ratio
95.9%
Financial strength
Net profit 2024
EUR 392K
+32% vs 2023
| Revenue | EUR 927K | +17% |
| EBITDA | EUR 484K | +32% |
| Net profit | EUR 392K | +32% |
| Total assets | EUR 3,9M | +7% |
| Equity | EUR 3,7M | +5% |
| Employees | 5 | — |
Legal name
Suomen Arvopantti Oy
Y-tunnus number
0958541-2
Legal form
Osakeyhtiö
NACE code
6492 · Other credit granting
Founded
9. helmikuuta 1994
Share capital
EUR 1 000 000
Employees
5 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on harjoittaa panttilainaustoimintaa ja siihen välittömästi liittyvää toimintaa. Oikeudesta omistaa kiinteistöjä, osakkeita tai osuuksia noudatetaan niitä säännöksiä, mitä laissa panttilainauslaitoksista ja mahdollisissa sitä täydentävissä asetuksissa säädetään.
Address
Hämeenpuisto 21
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 701 | 721 | 687 | 792 | 927 |
| Staff expenses | −216 | −225 | −237 | −226 | −250 |
| EBITDA | 318 | 298 | 249 | 366 | 484 |
| Depreciation & amort. | −34 | −18 | −3 | −2 | −1 |
| EBIT | 284 | 280 | 246 | 364 | 483 |
| Net financials | −0 | — | −0 | 4 | 7 |
| Profit before tax | 284 | 280 | 246 | 369 | 490 |
| Tax | 57 | 56 | 52 | 71 | 98 |
| Net profit | 227 | 224 | 194 | 297 | 392 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 3 309 | 3 383 | 3 421 | 3 590 | 3 855 |
| Equity | 3 239 | 3 313 | 3 357 | 3 505 | 3 696 |
| Long-term debt | — | — | — | 0 | 0 |
| Short-term debt | 69 | 69 | 63 | 85 | 158 |
| Total debt | 69 | 69 | 63 | 85 | 158 |
EBITDA margin
52.2%
This company
15.8%
Market median
+230% vs market
20202024
Equity ratio
95.9%
This company
38.2%
Market median
+151% vs market
20202024
Return on equity
10.6%
This company
18.4%
Market median
+42% vs market
20202024
Net profit margin
42.3%
This company
8.1%
Market median
+422% vs market
20202024
Asset turnover
0.24×
This company
1.12×
Market median
-79% vs market
20202024
Debt / equity
0.04×
This company
0.62×
Market median
+94% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
JM | Audit | 2018 |
JP Deputy Member | Deputy Member | 2021 |
MJ Chief Executive Officer | Chief Executive Officer | 2007 |
KM Deputy auditor | Deputy auditor | 2018 |
| Former (1) | ||
MJ | Audit | 2018 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
| Chairperson | 2018 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Former (1) | ||
| Board of Directors | 2018 – 2021 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Suomen Arvopantti Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Johanna Maarit Ritanotko | Audit | 0 companies |
| Jaakko Pekka Kurikka | Deputy Member | 0 companies |
| Mika Juhani Ollila | Chief Executive Officer | 0 companies |
| Kari Matti Toivonen | Deputy auditor | 0 companies |
| Miikka Juha-Hermanni Hietala | Audit | 0 companies |
| Jeppe Juhani Urponpoika Lahtinen | Chairperson | 0 companies |
| Klaara Johanna Jepentytär Snellman | Board of Directors | 0 companies |
| Päivi Johanna Lahtinen | Board of Directors | 0 companies |
| Kukka Sofia Jepentytär Lahtinen | Board of Directors | 0 companies |