Riskpilot← Back to searchSign inGet full accessFinTwin Oy
OYActiveY-tunnus 0997097-8Uotilan Koulutie 114Activities of insurance agents and brokers · NACE 6622Est. 1995— employees
Revenue 2025
EUR 275K
-27% vs 2024
EBITDA margin
24.7%
-74% vs 2024
Equity ratio
76.8%
Financial strength
Net profit 2025
EUR 24K
-85% vs 2024
| Revenue | EUR 275K | -27% |
| EBITDA | EUR 68K | -74% |
| Net profit | EUR 24K | -85% |
| Total assets | EUR 675K | -3% |
| Equity | EUR 518K | -4% |
| Employees | — | — |
Legal name
FinTwin Oy
Y-tunnus number
0997097-8
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
6. maaliskuuta 1995
Share capital
EUR 10 000
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin
Company purpose
Yhtiön toimiala on vakuutuspalveluiden myynti. Lisäksi yhtiö tuottaa rakennusalan koulutus- ja konsultointipalveluita, rakentamispalveluita sekä rakennusteknisiä palveluita. Yhtiö voi tarjota myös puhtaanapitopalveluita, myynti- ja edustuspalveluita, suunnittelupalveluita sekä kiinteistöihin ja kiinteistönhoitoon liittyviä palveluita. Yhtiö voi myydä, ostaa, omistaa, hallinoida ja vuokrata kiinteistöjä. Yhtiö voi harjoittaa arvopaperikauppaa ja liikkeenjohdon konsultointia. Lisäksi yhtiö voi tuottaa matkailu- ja ravitsemuspalveluja. Yhtiö voi harjoittaa myös muuta laillista liiketoimintaa.
Address
Uotilan Koulutie 114
Phone
+3580405416208
Email
teme.romppainen@gmail.com
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Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 65 | 310 | 314 | 227 | 210 | 183 | 378 | 275 |
| Staff expenses | −0 | −10 | −86 | −32 | −58 | −22 | −21 | −40 |
| EBITDA | −43 | 157 | 7 | 110 | 18 | 60 | 260 | 68 |
| Depreciation & amort. | −12 | −10 | −22 | −10 | −4 | −6 | −33 | −28 |
| EBIT | −55 | 147 | −15 | 100 | 14 | 54 | 226 | 40 |
| Net financials | −0 | −4 | −4 | −4 | −6 | −9 | −39 | −8 |
| Profit before tax | −55 | 143 | −19 | 96 | 9 | 46 | 187 | 32 |
| Tax | 0 | −0 | −0 | 0 | 0 | 0 | 32 | 8 |
| Net profit | −55 | 143 | −19 | 96 | 8 | 45 | 155 | 24 |
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total assets | 537 | 692 | 559 | 609 | 589 | 65 365 | 697 | 675 |
| Equity | 389 | 412 | 361 | 428 | 402 | 41 566 | 538 | 518 |
| Long-term debt | — | 172 | 152 | 133 | 150 | 15 020 | 89 | 60 |
| Short-term debt | 147 | 108 | 47 | 47 | 36 | 8 779 | 71 | 97 |
| Total debt | 147 | 279 | 199 | 181 | 186 | 23 799 | 159 | 157 |
EBITDA margin
24.7%
This company
15.8%
Market median
+56% vs market
20182025
Equity ratio
76.8%
This company
38.2%
Market median
+101% vs market
20182025
Return on equity
4.6%
This company
18.4%
Market median
-75% vs market
20182025
Net profit margin
8.6%
This company
8.1%
Market median
+6% vs market
20182025
Asset turnover
0.41×
This company
1.12×
Market median
-63% vs market
20182025
Debt / equity
0.30×
This company
0.62×
Market median
+52% vs market
20182025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via PRH / YTJ · Period 2018-01-01 – 2018-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
TT Deputy auditor | Deputy auditor | 2025 | — | — |
YM Audit | Audit | 2006 | — | — |
KS Deputy Member | Deputy Member | 2018 | — | — |
SM Audit | Audit | 2025 | — | — |
MV Deputy auditor | Deputy auditor | 2021 | — | — |
MS | Audit | 2021 | — | — |
TS Chief Executive Officer | Chief Executive Officer | 1995 | — | — |
No data on file.
No shareholder data available.
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No registered parent or subsidiaries
Board members of FinTwin Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Timo Teemu Edvard Helle | Deputy auditor | 0 companies |
| Yrjö Markus Trög | Audit | 0 companies |
| Katri Sofia Romppainen | Deputy Member | 0 companies |
| Sari Maarit Menna | Audit | 0 companies |
| Matti Viljami Valpas | Deputy auditor | 0 companies |
| Marko Sakari Pöntinen | Audit | 0 companies |
| Teemu Samuli Edvard Romppainen | Chief Executive Officer | 0 companies |