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Suomen Luottopantti Oy
OY
Active
Y-tunnus 1001691-1
Torikatu 30, 80100
Joensuu
Other credit granting
· NACE 6492
Est. 1995
— employees
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Suomen Luottopantti Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
140
159
152
159
207
Staff expenses
−54
−73
−79
−69
−81
EBITDA
76
71
58
68
102
Depreciation & amort.
−2
−2
−1
−1
−6
EBIT
74
69
57
67
96
Net financials
−1
−1
0
−2
−1
Profit before tax
72
67
56
63
94
Tax
14
13
−0
13
19
Net profit
58
54
45
50
76
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
679
708
690
705
728
Equity
442
464
461
476
514
Long-term debt
196
200
190
173
155
Short-term debt
41
44
24
39
41
Total debt
237
244
214
212
196
Financial ratios
5-year trend
EBITDA margin
49.3%
This company
15.8%
Market median
+212% vs market
2021
2025
Equity ratio
70.6%
This company
38.2%
Market median
+85% vs market
2021
2025
Return on equity
14.7%
This company
18.4%
Market median
+20% vs market
2021
2025
Net profit margin
36.6%
This company
8.1%
Market median
+352% vs market
2021
2025
Asset turnover
0.28×
This company
1.12×
Market median
-75% vs market
2021
2025
Debt / equity
0.42×
This company
0.62×
Market median
+32% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on Suomen Luottopantti Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network