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Sergel Oy
OY
Active
Y-tunnus 1571416-1
Elimäenkatu 5, 00510
Helsinki
Activities of collection agencies and credit bureaus
·
NACE 8291
Est. 1999 · 26 years old
43 employees
www.sergel.fi
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Finland
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Companies
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Activities of collection agencies and credit bureaus
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Sergel Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
15M
11M
7M
4M
0M
2021: 12M
12M
2021
2022: 10M (-17% vs 2021)
10M
-17%
2022
2023: 10M (0% vs 2022)
10M
0%
2023
2024: 10M (0% vs 2023)
10M
0%
2024
2025: 11M (+10% vs 2024)
11M
+10%
2025
EBITDA
EUR millions
4M
3M
2M
1M
0M
2021: 3M
3M
2021
2022: 1M (-67% vs 2021)
1M
-67%
2022
2023: 1M (0% vs 2022)
1M
0%
2023
2024: 1M (0% vs 2023)
1M
0%
2024
2025: 0M (-100% vs 2024)
0M
-100%
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2021
Revenue
10 662
10 184
10 081
9 859
12 311
Staff expenses
−0
−2 729
−2 718
−3 496
−4 143
EBITDA
128
1 075
963
758
2 967
Depreciation & amort.
−0
−0
−0
−11
−12
EBIT
128
1 075
963
747
2 955
Net financials
220
365
489
227
144
Profit before tax
348
1 440
8 145
974
3 099
Tax
81
288
6 982
201
620
Net profit
267
1 152
1 163
773
2 479
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2021
Total assets
6 291
5 617
7 494
10 071
11 970
Equity
3 986
3 719
5 568
7 916
9 388
Long-term debt
0
0
0
—
—
Short-term debt
2 305
−1 898
1 926
2 156
2 582
Total debt
2 305
1 898
1 926
2 156
2 582
Financial ratios
5-year trend
EBITDA margin
1,2 %
This company
15,8 %
Market median
This company
Market median
92% below market
2021
2025
Equity ratio
63,4 %
This company
38,2 %
Market median
This company
Market median
66% above market
2021
2025
Return on equity
6,7 %
This company
18,4 %
Market median
This company
Market median
64% below market
2021
2025
Net profit margin
2,5 %
This company
8,1 %
Market median
This company
Market median
69% below market
2021
2025
Asset turnover
1,69×
This company
1,12×
Market median
This company
Market median
51% above market
2021
2025
Debt / equity
0,58×
This company
0,62×
Market median
This company
Market median
6% below market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on Sergel Oy
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Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
