Riskpilot← Back to searchSign inGet full accessSetlementtiasunnot Oy
OYActiveY-tunnus 1594764-3Sturenkatu 11-BRental and operating of own or leased real estate · NACE 6820Est. 199911 employees
Revenue 2024
EUR 15,5M
+6% vs 2023
EBITDA margin
47.0%
+20% vs 2023
Equity ratio
0.6%
Financial strength
Net profit 2024
EUR 240
-38% vs 2023
| Revenue | EUR 15,5M | +6% |
| EBITDA | EUR 7,3M | +20% |
| Net profit | EUR 240 | -38% |
| Total assets | EUR 215,5M | -1% |
| Equity | EUR 1,3M | +0% |
| Employees | 11 | — |
Legal name
Setlementtiasunnot Oy
Y-tunnus number
1594764-3
Legal form
Osakeyhtiö
NACE code
6820 · Rental and operating of own or leased real estate
Founded
31. joulukuuta 1999
Share capital
EUR 71 280
Employees
11 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin
Company purpose
Yhtiön toimialana on hankkia, omistaa ja hallita kiinteistöjä, ostaa ja vuokrata rakennuksia ja sekä antaa vuokralle kiinteistöjä ja huoneistoja. Yhtiön toimialana on lisäksi harjoittaa isännöinti- ja rakennuttamistoimintaa sekä muuta laillista liiketoimintaa. Yhtiö noudattaa toiminnassaan kulloinkin voimassa olevaa valtion tukemaa asuntotuotantoa koskevaa lainsäädäntöä tai sen nojalla annettuja alemman asteisia säännöksiä ja määräyksiä.
Address
Sturenkatu 11-B
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| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 13 161 | 13 533 | 14 513 | 14 735 | 15 547 |
| Staff expenses | −1 080 | −1 196 | −1 223 | −11 | −734 |
| EBITDA | 5 095 | 5 522 | 5 613 | 6 074 | 7 306 |
| Depreciation & amort. | −3 052 | −3 120 | −3 492 | −3 626 | −2 670 |
| EBIT | 2 043 | 2 402 | 2 121 | 2 448 | 4 636 |
| Net financials | −1 419 | −1 465 | −2 082 | −4 179 | −4 958 |
| Profit before tax | 97 | 75 | 83 | 1 732 | 0 |
| Tax | 1 | 15 | 15 | 1 732 | −0 |
| Net profit | 96 | 60 | 67 | 0 | 0 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 194 526 | 215 322 | 223 997 | 218 344 | 215 457 |
| Equity | 3 600 | 4 350 | 4 908 | 1 268 | 1 269 |
| Long-term debt | 184 333 | 196 311 | 206 370 | 209 572 | 206 780 |
| Short-term debt | 6 591 | 14 661 | 12 718 | 5 692 | 5 919 |
| Total debt | 190 924 | 210 971 | 219 089 | 215 264 | 212 699 |
EBITDA margin
47.0%
This company
15.8%
Market median
+197% vs market
20202024
Equity ratio
0.6%
This company
38.2%
Market median
-98% vs market
20202024
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20202024
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20202024
Asset turnover
0.07×
This company
1.12×
Market median
-94% vs market
20202024
Debt / equity
168.84×
This company
0.62×
Market median
-27132% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
SA Chief Executive Officer | Chief Executive Officer | 2022 |
| Former (10) | ||
HK Chief Executive Officer | Chief Executive Officer | 2018 – 2022 |
KA Audit | Audit | 2013 – 2022 |
ME Confidential Clerk | Confidential Clerk | 2022 – 2024 |
TM Confidential Clerk | Confidential Clerk | 2021 – 2022 |
KE Confidential Clerk | Confidential Clerk | 2024 – 2026 |
JK Deputy Member | Deputy Member | 2020 – 2022 |
EL Confidential Clerk | Confidential Clerk | 2022 – 2026 |
VA Audit | Audit | 2022 – 2023 |
LT Confidential Clerk | Confidential Clerk | 2021 – 2022 |
MJ Deputy auditor | Deputy auditor | 2013 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (7) | ||
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Board of Directors | 2023 | |
| Chairperson | 2025 | |
| Board of Directors | 2022 | |
| Board of Directors | 2025 | |
| Former (15) | ||
| Board of Directors | 2018 – 2021 | |
| Board of Directors | 2022 – 2025 | |
| Board of Directors | 2020 – 2025 | |
| Chairperson | 2018 – 2025 | |
| Board of Directors | 2021 – 2025 | |
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2018 – 2019 | |
| Board of Directors | 2019 – 2020 | |
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2019 – 2025 | |
| Board of Directors | 2018 – 2019 | |
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2020 – 2022 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 82.6% | 82.6% | 2023 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Suomen Setlementtiliitto r.y., ruotsiksi Finlands Settlementförbund r.f.
Setlementtiasunnot Oy (this company)Board members of Setlementtiasunnot Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Heli Kaarina Kotilainen | Chief Executive Officer | 0 companies |
| Kari Antero Lydman | Audit | 0 companies |
| Mari Elina Muurinen | Confidential Clerk | 0 companies |
| Tuija Marjut Kemppainen | Confidential Clerk | 0 companies |
| Katri Emilia Kaukinen | Confidential Clerk | 0 companies |
| Jukka-Matias Keto-Tokoi | Deputy Member | 0 companies |
| Eemeli Lönnqvist | Confidential Clerk | 0 companies |
| Ville Antti Valkonen | Audit | 0 companies |
| Suvi Annika Tuomala | Chief Executive Officer | 0 companies |
| Lauri Tapani Isotalo | Confidential Clerk | 0 companies |
| Matti Juhani Jyrkkiö | Deputy auditor | 0 companies |
| Heidi Marita Nygren | Board of Directors | 0 companies |
| Sannaleena Härkönen | Board of Directors | 0 companies |
| Antti Armas Kuusiniemi | Board of Directors | 0 companies |
| Sara Latifzei Obaidi | Board of Directors | 0 companies |
| Marjo Helena Lassila | Board of Directors | 0 companies |
| Matti Juhani Siitonen | Board of Directors | 0 companies |
| Pentti Tapani Lemmetyinen | Chairperson | 0 companies |
| Mikko Usko Juhani Santavuori | Board of Directors | 0 companies |
| Lea Marjaterttu Haapanen | Board of Directors | 0 companies |
| Raimo Juhani Hätälä | Board of Directors | 0 companies |
| Tauno Juhani Tuomivaara | Board of Directors | 0 companies |
| Juha Veli Kaakinen | Board of Directors | 0 companies |
| Kari Tapio Vehmas | Board of Directors | 0 companies |
| Eero Juhani Pentti | Chairperson | 0 companies |
| Pekka Averio | Board of Directors | 0 companies |
| Jussi Pertti Kemppainen | Board of Directors | 0 companies |
| Juho Matias Kaivosoja | Board of Directors | 0 companies |
| Raija Tuulikki Anjala | Board of Directors | 0 companies |
| Satu Tellervo Mehtälä | Board of Directors | 0 companies |
| Kari Juhani Hahl | Board of Directors | 0 companies |
| Seppo Juhani Mäkinen | Board of Directors | 0 companies |
| Venla Helminna Bernelius | Board of Directors | 0 companies |