Riskpilot← Back to searchSign inGet full accessSvea Payments Oy
OYActiveY-tunnus 2121703-0Mechelininkatu 1-AOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 200710 employeeswww.sveapayments.fi
Revenue 2025
EUR 3,5M
+9% vs 2024
EBITDA margin
12.2%
+93% vs 2024
Equity ratio
50.3%
Financial strength
Net profit 2025
EUR 361K
+20% vs 2024
| Revenue | EUR 3,5M | +9% |
| EBITDA | EUR 430K | +93% |
| Net profit | EUR 361K | +20% |
| Total assets | EUR 4,7M | -3% |
| Equity | EUR 2,4M | -21% |
| Employees | 10 | — |
Legal name
Svea Payments Oy
Y-tunnus number
2121703-0
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
8. kesäkuuta 2007
Share capital
EUR 450 000
Employees
10 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on maksulaitoksissa (297/2010) tarkoitettu maksupalvelujen tarjoaminen sekä rahoitusta ja sijoitusta palveleva toiminta. Yhtiö tarjoaa maksupalveluita Finanssivalvonnan myöntämän maksulaitostoimiluvan puitteissa Suomessa, ja ulkomailla Finanssivalvonnan tai muiden toimivaltaisten viranomaisten myöntämien toimilupien perusteella. Yhtiön toiminta käsittää maksujenvälityspalveluiden tarjoamisen myös puolueettoman escrow-asiamiehen ominaisuudessa. Yhtiö voi toimintaansa varten omistaa kiinteää omaisuutta ja osakkeita.
Address
Mechelininkatu 1-A
Phone
+358093213300
Email
talous.payments@svea.fi
Website
www.sveapayments.fi
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| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 3 541 | 3 968 | 4 123 | 3 207 | 3 512 |
| Staff expenses | −578 | −612 | −732 | −707 | −913 |
| EBITDA | 575 | 1 398 | 1 375 | 222 | 430 |
| Depreciation & amort. | −2 | −3 | −0 | −0 | −0 |
| EBIT | 573 | 1 395 | 1 375 | 222 | 430 |
| Net financials | −12 | −11 | 0 | 154 | 21 |
| Profit before tax | 561 | 1 384 | 1 375 | 377 | 451 |
| Tax | −0 | −0 | 132 | 77 | 91 |
| Net profit | 561 | 1 384 | 1 243 | 300 | 361 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 5 065 | 5 730 | 5 976 | 4 894 | 4 749 |
| Equity | 3 103 | 2 487 | 2 730 | 3 030 | 2 391 |
| Long-term debt | — | — | 0 | 0 | 0 |
| Short-term debt | 1 961 | 3 243 | 3 245 | 1 864 | 2 358 |
| Total debt | 1 961 | 3 243 | 3 245 | 1 864 | 2 358 |
EBITDA margin
12.2%
This company
15.8%
Market median
-23% vs market
20212025
Equity ratio
50.3%
This company
38.2%
Market median
+32% vs market
20212025
Return on equity
15.1%
This company
18.4%
Market median
+18% vs market
20212025
Net profit margin
10.3%
This company
8.1%
Market median
+27% vs market
20212025
Asset turnover
0.74×
This company
1.12×
Market median
-34% vs market
20212025
Debt / equity
0.99×
This company
0.62×
Market median
+60% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
JK Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2018 |
TB Chief Executive Officer | Chief Executive Officer | 2023 |
| Former (4) | ||
MC | Audit | 2007 – 2019 |
UM Chief Executive Officer | Chief Executive Officer | 2018 – 2020 |
KI Chief Executive Officer | Chief Executive Officer | 2020 – 2023 |
HU | Audit | 2019 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Board of Directors | 2018 | |
| Chairperson | 2018 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Svea Payments Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Marcus Carl-Erik Tötterman | Audit | 0 companies |
| Ulf Mikael Smeds | Chief Executive Officer | 0 companies |
| Konsta Iivari Karvinen | Chief Executive Officer | 0 companies |
| Henrik Ulf Einar Juth | Audit | 0 companies |
| Jukka Kristian Rytkönen | Deputy Chief Executive Officer | 0 companies |
| Tomas Bengt Lundqvist | Chief Executive Officer | 0 companies |
| Gösta Lennart Ågren | Board of Directors | 0 companies |
| Pasi Väre | Chairperson | 0 companies |