Riskpilot← Back to searchSign inGet full accessAito Säästöpankki Oy
OYActiveY-tunnus 2286574-2Hämeenkatu 5-AOther monetary intermediation · NACE 6419Est. 2009126 employeeswww.aitosp.fi
Revenue 2024
EUR 0
EBITDA margin
—
0% vs 2023
Equity ratio
47.7%
Financial strength
Net profit 2024
EUR -10
0% vs 2023
| Revenue | EUR 0 | — |
| EBITDA | EUR -6 | +0% |
| Net profit | EUR -10 | +0% |
| Total assets | EUR 3K | -4% |
| Equity | EUR 2K | +13% |
| Employees | 126 | — |
Legal name
Aito Säästöpankki Oy
Y-tunnus number
2286574-2
Legal form
Osakeyhtiö
NACE code
6419 · Other monetary intermediation
Founded
14. syyskuuta 2009
Share capital
EUR 6 500 000
Employees
126 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsen ja toimitusjohtaja yhdessä sekä hallituksen jäsenet kaksi yhdessä
Company purpose
Pankki harjoittaa luottolaitostoiminnasta annetussa laissa tarkoitettua talletuspankkitoimintaa. Lisäksi pankki tarjoaa sijoituspalvelulain 1 luvun 15 §:n mukaisia sijoituspalveluja. Pankin erityistarkoituksena on säästämisen edistäminen.
Address
Hämeenkatu 5-A
Phone
+3580103116400
Email
taloushallintoaitosp@saastopankki.fi
Website
www.aitosp.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | 33 724 | 0 | 0 | 0 |
| Staff expenses | −6 949 | −8 705 | 0 | 0 |
| EBITDA | 10 477 | −6 002 | −0 | −0 |
| Depreciation & amort. | −1 459 | −746 | −0 | −0 |
| EBIT | 9 017 | −6 748 | −0 | −0 |
| Net financials | — | 44 754 | 0 | 0 |
| Profit before tax | 9 240 | 40 151 | −0 | −0 |
| Tax | 1 787 | 2 361 | −0 | −0 |
| Net profit | 7 009 | 37 790 | −0 | −0 |
| Item | 2020 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Total assets | 1 152 255 | 141 279 | 3 | 3 |
| Equity | 99 604 | 208 530 | 1 | 2 |
| Long-term debt | 660 | 9 115 | 0 | 0 |
| Short-term debt | 1 014 877 | 9 323 | 0 | −0 |
| Total debt | 1 015 537 | 18 438 | 0 | −0 |
EBITDA margin
-600.0%
This company
15.8%
Market median
-3897% vs market
20202024
Equity ratio
47.7%
This company
38.2%
Market median
+25% vs market
20202024
Return on equity
-0.7%
This company
18.4%
Market median
-104% vs market
20202024
Net profit margin
-1000.0%
This company
8.1%
Market median
-12446% vs market
20202024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20202024
Debt / equity
1.10×
This company
0.62×
Market median
-77% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (51) | ||
SU Person with significant control | Person with significant control | 2020 |
TM Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2020 |
EK Person with significant control | Person with significant control | 2020 |
AT Person with significant control | Person with significant control | 2019 |
AK Person with significant control | Person with significant control | 2021 |
MA Person with significant control | Person with significant control | 2020 |
TT Person with significant control | Person with significant control | 2017 |
LM Person with significant control | Person with significant control | 2017 |
MR Person with significant control | Person with significant control | 2026 |
JH Person with significant control | Person with significant control | 2019 |
PH Person with significant control | Person with significant control | 2017 |
HL Person with significant control | Person with significant control | 2020 |
KH Person with significant control | Person with significant control | 2020 |
RT Person with significant control | Person with significant control | 2017 |
TM Person with significant control | Person with significant control | 2017 |
PU Person with significant control | Person with significant control | 2026 |
MM Person with significant control | Person with significant control | 2017 |
MM Person with significant control | Person with significant control | 2021 |
MM Person with significant control | Person with significant control | 2017 |
MM Person with significant control | Person with significant control | 2021 |
LK Person with significant control | Person with significant control | 2020 |
TP Person with significant control | Person with significant control | 2020 |
MT Person with significant control | Person with significant control | 2020 |
MP Person with significant control | Person with significant control | 2017 |
PP Person with significant control | Person with significant control | 2020 |
| Audit | 2025 | |
TK Person with significant control | Person with significant control | 2017 |
AH Person with significant control | Person with significant control | 2021 |
AE Person with significant control | Person with significant control | 2026 |
SM Person with significant control | Person with significant control | 2020 |
MH Person with significant control | Person with significant control | 2017 |
JM Person with significant control | Person with significant control | 2025 |
PK Person with significant control | Person with significant control | 2017 |
KE Person with significant control | Person with significant control | 2021 |
HM Chief Executive Officer | Chief Executive Officer | 2026 |
RM Person with significant control | Person with significant control | 2017 |
TT Person with significant control | Person with significant control | 2017 |
SO Person with significant control | Person with significant control | 2017 |
SK Person with significant control | Person with significant control | 2020 |
JM Person with significant control | Person with significant control | 2020 |
JJ Person with significant control | Person with significant control | 2026 |
TK Person with significant control | Person with significant control | 2017 |
PH Person with significant control | Person with significant control | 2021 |
MH Person with significant control | Person with significant control | 2020 |
PK Person with significant control | Person with significant control | 2017 |
NS Person with significant control | Person with significant control | 2022 |
HM Person with significant control | Person with significant control | 2020 |
EM Person with significant control | Person with significant control | 2017 |
LH Person with significant control | Person with significant control | 2017 |
SS Person with significant control | Person with significant control | 2021 |
ST Person with significant control | Person with significant control | 2019 |
| Former (39) | ||
PA Chief Executive Officer | Chief Executive Officer | 2012 – 2026 |
TM Person with significant control | Person with significant control | 2017 – 2021 |
KA Person with significant control | Person with significant control | 2017 – 2019 |
OA | Audit | 2021 – 2025 |
MU Person with significant control | Person with significant control | 2017 – 2021 |
PK Person with significant control | Person with significant control | 2021 – 2025 |
HT Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2019 – 2020 |
PK Person with significant control | Person with significant control | 2020 – 2024 |
EK | Audit | 2020 – 2021 |
SK Person with significant control | Person with significant control | 2020 – 2022 |
SK Person with significant control | Person with significant control | 2020 – 2021 |
AK Person with significant control | Person with significant control | 2020 – 2021 |
JH Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2012 – 2019 |
ST Person with significant control | Person with significant control | 2020 – 2021 |
KA Person with significant control | Person with significant control | 2017 – 2024 |
AE Person with significant control | Person with significant control | 2020 – 2024 |
RR Person with significant control | Person with significant control | 2020 – 2021 |
ME Person with significant control | Person with significant control | 2020 – 2024 |
MT Person with significant control | Person with significant control | 2021 – 2024 |
LA Person with significant control | Person with significant control | 2020 – 2024 |
JT Person with significant control | Person with significant control | 2020 – 2021 |
PS Person with significant control | Person with significant control | 2020 – 2022 |
JV Person with significant control | Person with significant control | 2019 – 2022 |
TH Person with significant control | Person with significant control | 2019 – 2022 |
SA Person with significant control | Person with significant control | 2020 – 2024 |
RB Person with significant control | Person with significant control | 2020 – 2022 |
SK Person with significant control | Person with significant control | 2017 – 2019 |
VJ Person with significant control | Person with significant control | 2021 – 2026 |
KJ Person with significant control | Person with significant control | 2020 – 2021 |
RE Person with significant control | Person with significant control | 2019 – 2022 |
MS Person with significant control | Person with significant control | 2017 – 2021 |
JK Person with significant control | Person with significant control | 2021 – 2024 |
TT Person with significant control | Person with significant control | 2020 – 2024 |
MM Person with significant control | Person with significant control | 2017 – 2021 |
KK Person with significant control | Person with significant control | 2020 – 2021 |
MM Person with significant control | Person with significant control | 2017 – 2019 |
HK Person with significant control | Person with significant control | 2021 – 2024 |
IE Person with significant control | Person with significant control | 2017 – 2019 |
MT Person with significant control | Person with significant control | 2017 – 2019 |
| Name | Role | Member since |
|---|---|---|
| Current (7) | ||
| Chairperson | 2022 | |
| Board of Directors | 2019 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2022 | |
| Board of Directors | 2020 | |
| Former (9) | ||
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2017 – 2022 | |
| Board of Directors | 2017 – 2019 | |
| Board of Directors | 2022 – 2024 | |
| Board of Directors | 2017 – 2020 | |
| Board of Directors | 2022 – 2025 | |
| Board of Directors | 2017 – 2019 | |
| Chairperson | 2017 – 2019 | |
| Board of Directors | 2019 – 2025 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Aito Säästöpankki Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Pirkko Anneli Ahonen | Chief Executive Officer | 0 companies |
| Silja Ursula Kokko | Person with significant control | 0 companies |
| Toivo Mikael Alarautalahti | Deputy Chief Executive Officer | 0 companies |
| Tuula Marjatta Saltbacka | Person with significant control | 0 companies |
| Eeva Katri Maria Sulonen | Person with significant control | 0 companies |
| Karita Annele Mäkinen | Person with significant control | 0 companies |
| Osmo Antero Valovirta | Audit | 0 companies |
| Aarne Tatu Pitkänen | Person with significant control | 0 companies |
| Merja Unelma Perämäki | Person with significant control | 0 companies |
| Annamari Katariina Mansukoski | Person with significant control | 0 companies |
| Marika Anneli Siikilä | Person with significant control | 0 companies |
| Timo Tapani Tossavainen | Person with significant control | 0 companies |
| Leena Marketta Koskenniemi | Person with significant control | 0 companies |
| Maria Raakel Jokinen | Person with significant control | 0 companies |
| Johan Henrik Sirén | Person with significant control | 0 companies |
| Pirkko Kaarina Ahola | Person with significant control | 0 companies |
| Päivi Hannele Kautonen | Person with significant control | 0 companies |
| Harri Tapani Vaarasalo | Deputy Chief Executive Officer | 0 companies |
| Henna Liisa Kristina Malmström-Rapeli | Person with significant control | 0 companies |
| Kati Hannele Rantala | Person with significant control | 0 companies |
| Päivi Kristiina Pessi-Järvenpää | Person with significant control | 0 companies |
| Ritva Tuula Annikki Rautiainen | Person with significant control | 0 companies |
| Teija Maarit Haikkonen | Person with significant control | 0 companies |
| Päivi Unelma Nissilä | Person with significant control | 0 companies |
| Elina Katariina Niemi | Audit | 0 companies |
| Minna Maarit Marjamäki | Person with significant control | 0 companies |
| Maija Mirjami Pitkonen | Person with significant control | 0 companies |
| Mikko Matias Haverinen | Person with significant control | 0 companies |
| Minna Maarit Aalto | Person with significant control | 0 companies |
| Sohvi Karoliina Touru | Person with significant control | 0 companies |
| Leena-Maija Kylä-Kaila | Person with significant control | 0 companies |
| Sami Kalevi Iltanen | Person with significant control | 0 companies |
| Anne Kristiina Vähätalo | Person with significant control | 0 companies |
| Jani Henri Pekka Eenola | Deputy Chief Executive Officer | 0 companies |
| Tero Pekka Mäkelä | Person with significant control | 0 companies |
| Marja Terhikki Lintula | Person with significant control | 0 companies |
| Sirpa Tuulikki Ekberg | Person with significant control | 0 companies |
| Marjut Piritta Rasinmäki | Person with significant control | 0 companies |
| Pasi Petteri Virtanen | Person with significant control | 0 companies |
| Kristiina Anneli Lukula | Person with significant control | 0 companies |
| Henry Johannes Kullervo Maarala | Audit | 0 companies |
| Anni Elina Alexandra Hakala | Person with significant control | 0 companies |
| Rauli Raimo Antero Alakruuvi | Person with significant control | 0 companies |
| Tarja Kyllikki Salminen | Person with significant control | 0 companies |
| Anne-Mari Hahla | Person with significant control | 0 companies |
| Anna Emilia Ylikorpi | Person with significant control | 0 companies |
| Maria Emilia Kiuru | Person with significant control | 0 companies |
| Maria Tereza Granni | Person with significant control | 0 companies |
| Leila Anita Mäki | Person with significant control | 0 companies |
| Sanna Maria Kivistö | Person with significant control | 0 companies |
| Mari Helena Lehtinen | Person with significant control | 0 companies |
| Jaana Tuulikki Ilosalo | Person with significant control | 0 companies |
| Päivi Sinikka Nieminen | Person with significant control | 0 companies |
| Jussi Väinö Valtteri Luoma | Person with significant control | 0 companies |
| Johanna Maria Palander | Person with significant control | 0 companies |
| Tuija Hannele Salonen | Person with significant control | 0 companies |
| Sirpa Anneli Marjala-Korhonen | Person with significant control | 0 companies |
| Pia Kristiina Liinavuori | Person with significant control | 0 companies |
| Riitta Birgitta Andersson | Person with significant control | 0 companies |
| Kirsi Elina Evilä | Person with significant control | 0 companies |
| Sanna Kaarina Järvenpää | Person with significant control | 0 companies |
| Heini Mariaana Piitulainen | Chief Executive Officer | 0 companies |
| Veli-Pekka Johannes Sihvonen | Person with significant control | 0 companies |
| Kati Johanna Koivisto | Person with significant control | 0 companies |
| Riitta Maarit Iiponen | Person with significant control | 0 companies |
| Taina Tuulia Vilppo | Person with significant control | 0 companies |
| Ritva Elina Paloniemi | Person with significant control | 0 companies |
| Marita Soile Alisa Vesterbacka | Person with significant control | 0 companies |
| Jaana Kristiina Salokangas | Person with significant control | 0 companies |
| Seija Orvokki Anttila | Person with significant control | 0 companies |
| Tarja Tuulikki Railo | Person with significant control | 0 companies |
| Satu Katriina Hänninen | Person with significant control | 0 companies |
| Jari Matti Laineenoja | Person with significant control | 0 companies |
| Jani Johannes Kinnunen | Person with significant control | 0 companies |
| Tiia Kristiina Salonmaa | Person with significant control | 0 companies |
| Minna Maarit Haulo | Person with significant control | 0 companies |
| Pirkka Henrik Katajala | Person with significant control | 0 companies |
| Merja Hannele Ranta | Person with significant control | 0 companies |
| Petra Katariina Latvala | Person with significant control | 0 companies |
| Kristina Kangas | Person with significant control | 0 companies |
| Marko Mikael Vahos | Person with significant control | 0 companies |
| Hanna-Leena Kärpänniemi | Person with significant control | 0 companies |
| Nina Sinikka Tala | Person with significant control | 0 companies |
| Heidi Maria Karanko | Person with significant control | 0 companies |
| Iris Elina Melkas | Person with significant control | 0 companies |
| Elina Marianne Jokinen | Person with significant control | 0 companies |
| Leena Hannele Schultz | Person with significant control | 0 companies |
| Sari Susanna Salmela | Person with significant control | 0 companies |
| Sirpa Taina Hannele Ikalin | Person with significant control | 0 companies |
| Marko Tapani Lepaus | Person with significant control | 0 companies |
| Timo Mikael Saraketo | Chairperson | 0 companies |
| Päivi Maarit Eliisa Vahtera | Board of Directors | 0 companies |
| Hannu Kalevi Ala-Kapee | Board of Directors | 0 companies |
| Erkki Veli Jalmari Nurmi | Board of Directors | 0 companies |
| Johanna Elviira Raiskio | Board of Directors | 0 companies |
| Kirsi Marianne Liikamaa | Board of Directors | 0 companies |
| Eija Irmeli Vartila | Board of Directors | 0 companies |
| Heimo Pauli Kurunmäki | Board of Directors | 0 companies |
| Asko Kalevi Koskinen | Board of Directors | 0 companies |
| Raija Tuulikki Tapio | Board of Directors | 0 companies |
| Katri Marjaana Lahtinen | Board of Directors | 0 companies |
| Manu Antero Salmi | Board of Directors | 0 companies |
| Esa Mikael Kankaanpää | Board of Directors | 0 companies |
| Eero Juhani Laesterä | Chairperson | 0 companies |
| Harri Antero Lumme | Board of Directors | 0 companies |
| Esa Antero Rytkölä | Board of Directors | 0 companies |