What is the Y-tunnus number of CardPlus Group Oy?

CardPlus Group Oy is registered with PRH / YTJ under Y-tunnus 2302190-4.

What is the revenue of CardPlus Group Oy?

CardPlus Group Oy reported revenue of EUR 784K in 2025.

Who is the CEO of CardPlus Group Oy?

Mikael Tor Johan Strang is Chief Executive Officer of CardPlus Group Oy, in role since 2010.

Who is the chairman of CardPlus Group Oy?

Virpi Hannele Puumalainen chairs the board of CardPlus Group Oy, in role since 2010.

Where is CardPlus Group Oy headquartered?

CardPlus Group Oy's registered address is Koskelontie 23-F.

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CardPlus Group Oy

OYActive

Y-tunnus 2302190-4Koskelontie 23F, 02920 EspooOther business support service activities n.e.c. · NACE 8299Est. 2009— employeeswww.cardplus.fi

Overview Financials People & ownership Related companies

Financials

Revenue

EUR millions

EBITDA

EUR millions

Income statement

EUR thousands

Item	2021	2022	2023	2024	2025
Revenue	1 147	999	1 001	849	784
Staff expenses	−93	−106	−119	−120	−97
EBITDA	874	819	777	604	568
Depreciation & amort.	−91	−67	−91	−68	−51
EBIT	783	752	687	536	517
Net financials	198	−2	−6	138	3
Profit before tax	372	185	49	47	−0
Tax	156	150	0	0	0
Net profit	216	35	2	47	−0

Balance sheet

EUR thousands

Item	2021	2022	2023	2024	2025
Total assets	1 899	2 096	2 251	1 643	1 168
Equity	587	621	623	309	309
Long-term debt	85	18	133	61	0
Short-term debt	1 227	1 456	1 495	1 273	858
Total debt	1 312	1 474	1 628	1 334	858

Financial ratios

5-year trend

EBITDA margin

72.5%

This company

15.8%

Market median

+359% vs market

20212025

Equity ratio

26.5%

This company

38.2%

Market median

-31% vs market

20212025

Return on equity

-0.1%

This company

18.4%

Market median

-101% vs market

20212025

Net profit margin

-0.0%

This company

8.1%

Market median

-100% vs market

20212025

Asset turnover

0.67×

This company

1.12×

Market median

-40% vs market

20212025

Debt / equity

2.78×

This company

0.62×

Market median

-348% vs market

20212025

Annual reports & filings

Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View PDF

CardPlus Group Oy

Financials

Revenue

EBITDA

Income statement

Balance sheet

Financial ratios

Annual reports & filings

More on CardPlus Group Oy

Financials

Revenue

EBITDA

Income statement

Balance sheet

Financial ratios

Annual reports & filings

More on CardPlus Group Oy