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CardPlus Group Oy
OY
Active
Y-tunnus 2302190-4
Koskelontie 23F, 02920
Espoo
Other business support service activities n.e.c.
·
NACE 8299
Est. 2009 · 16 years old
— employees
www.cardplus.fi
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Other business support service activities n.e.c.
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CardPlus Group Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
1M
1M
1M
0M
0M
2021: 1M
1M
2021
2022: 1M (0% vs 2021)
1M
0%
2022
2023: 1M (0% vs 2022)
1M
0%
2023
2024: 1M (0% vs 2023)
1M
0%
2024
2025: 1M (0% vs 2024)
1M
0%
2025
EBITDA
EUR millions
1M
1M
1M
0M
0M
2021: 1M
1M
2021
2022: 1M (0% vs 2021)
1M
0%
2022
2023: 1M (0% vs 2022)
1M
0%
2023
2024: 1M (0% vs 2023)
1M
0%
2024
2025: 1M (0% vs 2024)
1M
0%
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2021
Revenue
784
849
1 001
999
1 147
Staff expenses
−97
−120
−119
−106
−93
EBITDA
568
604
777
819
874
Depreciation & amort.
−51
−68
−91
−67
−91
EBIT
517
536
687
752
783
Net financials
3
138
−6
−2
198
Profit before tax
−0
47
49
185
372
Tax
0
0
0
150
156
Net profit
−0
47
2
35
216
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2021
Total assets
1 168
1 643
2 251
2 096
1 899
Equity
309
309
623
621
587
Long-term debt
0
61
133
18
85
Short-term debt
858
1 273
1 495
1 456
1 227
Total debt
858
1 334
1 628
1 474
1 312
Financial ratios
5-year trend
EBITDA margin
72,5 %
This company
15,8 %
Market median
This company
Market median
359% above market
2021
2025
Equity ratio
26,5 %
This company
38,2 %
Market median
This company
Market median
31% below market
2021
2025
Return on equity
−0,1 %
This company
18,4 %
Market median
This company
Market median
101% below market
2021
2025
Net profit margin
−0,0 %
This company
8,1 %
Market median
This company
Market median
100% below market
2021
2025
Asset turnover
0,67×
This company
1,12×
Market median
This company
Market median
40% below market
2021
2025
Debt / equity
2,78×
This company
0,62×
Market median
This company
Market median
348% above market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on CardPlus Group Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
