Riskpilot← Back to searchSign inGet full accessCartera Oy
OYActiveY-tunnus 2345460-3Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499Est. 20101 employees
Revenue 2024
EUR 312K
+4% vs 2023
EBITDA margin
44.2%
+31% vs 2023
Equity ratio
98.3%
Financial strength
Net profit 2024
EUR 1,6M
+916% vs 2023
| Revenue | EUR 312K | +4% |
| EBITDA | EUR 138K | +31% |
| Net profit | EUR 1,6M | +916% |
| Total assets | EUR 25,1M | -1% |
| Equity | EUR 24,6M | -3% |
| Employees | 1 | — |
Legal name
Cartera Oy
Y-tunnus number
2345460-3
Legal form
Osakeyhtiö
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
30. kesäkuuta 2010
Share capital
EUR 6 000
Employees
1 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin
Company purpose
Yhtiön toimialana on sijoitustoiminta. Yhtiö voi myös omistaa ja hallita arvopapereita, kiinteistöjä, koneita ja laitteita sekä käydä niillä kauppaa. Yhtiön toimialaan kuuluu myös puunjalosteiden ja rakennustarvikkeiden valmistus ja myynti. Yhtiön toimialaan kuuluu myös kiinteistöjen, koneiden ja laitteiden vuokraustoiminta.
Address
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Revenue | 266 | 273 | 280 | 286 | 301 | 312 |
| Staff expenses | −95 | −91 | −94 | −89 | −90 | −93 |
| EBITDA | 99 | 130 | 131 | 132 | 106 | 138 |
| Depreciation & amort. | −6 | −6 | −6 | −3 | −0 | −0 |
| EBIT | 92 | 124 | 124 | 129 | 106 | 138 |
| Net financials | 713 | 689 | 900 | 9 986 | 96 | 419 |
| Profit before tax | 805 | 813 | 1 024 | 18 114 | 201 | 2 057 |
| Tax | 29 | 26 | 26 | 29 | 40 | 416 |
| Net profit | 776 | 787 | 998 | 18 086 | 162 | 1 641 |
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Total assets | 10 391 | 10 231 | 10 367 | 29 508 | 25 422 | 25 057 |
| Equity | 10 369 | 10 206 | 10 334 | 27 490 | 25 391 | 24 643 |
| Long-term debt | — | — | — | — | 0 | 0 |
| Short-term debt | 22 | 25 | 33 | 2 019 | 30 | 414 |
| Total debt | 22 | 25 | 33 | 2 019 | 30 | 414 |
EBITDA margin
44.2%
This company
15.8%
Market median
+180% vs market
20192024
Equity ratio
98.3%
This company
38.2%
Market median
+157% vs market
20192024
Return on equity
6.7%
This company
18.4%
Market median
-64% vs market
20192024
Net profit margin
525.4%
This company
8.1%
Market median
+6386% vs market
20192024
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
20192024
Debt / equity
0.02×
This company
0.62×
Market median
+97% vs market
20192024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
OT Chief Executive Officer | Chief Executive Officer | 2010 | — | — |
EO Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2026 | — | — |
TT Deputy auditor | Deputy auditor | 2010 | — | — |
HV | Audit | 2010 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2010 | — | — | |
| Board of Directors | 2010 | — | — |
No shareholder data available.
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Cartera Oy 
Kiinteistö Oy Kotvion HietaBoard members of Cartera Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Olli Tapani Poutanen | Chief Executive Officer | 0 companies |
| Eero Olli Akseli Poutanen | Deputy Chief Executive Officer | 0 companies |
| Teppo Tuure Rantanen | Deputy auditor | 0 companies |
| Hannu Valdemar Mattila | Audit | 0 companies |
| Anna Karoliina Poutanen | Board of Directors | 0 companies |
| Pauli Rainer Poutanen | Board of Directors | 0 companies |