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Saldo Finance Oyj
OYJ
Dissolved
Y-tunnus 2360614-4
Juhana Herttuan Puistokatu 3, 20200
Turku
Other credit granting
· NACE 6492
Est. 2010
— employees
www.saldo.com
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Saldo Finance Oyj
Overview
Financials
People & ownership
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Financials
Revenue
EUR millions
0M
16M
31M
47M
62M
45M
2018
54M
2019
34M
2020
27M
2021
6M
2022
EBITDA
EUR millions
0M
8M
16M
23M
31M
26M
2018
27M
2019
15M
2020
16M
2021
3M
2022
Income statement
EUR thousands
Item
2018
2019
2020
2021
2022
Revenue
44 938
53 856
34 193
27 322
6 237
Staff expenses
−2 075
−2 569
−1 915
−2 206
−559
EBITDA
25 768
27 370
15 058
15 569
2 858
Depreciation & amort.
−8
−15
−11
−12
−3
EBIT
25 760
27 355
15 047
15 557
2 856
Net financials
−803
−946
−297
40
35
Profit before tax
24 957
26 409
14 751
15 597
2 891
Tax
5 021
5 308
3 468
3 134
594
Net profit
19 936
21 101
11 282
12 463
2 297
Balance sheet
EUR thousands
Item
2018
2019
2020
2021
2022
Total assets
76 335
91 975
89 721
91 613
94 596
Equity
55 247
76 348
86 850
88 029
90 328
Long-term debt
14 852
154
5
—
0
Short-term debt
6 236
15 474
2 866
3 583
4 269
Total debt
21 088
15 628
2 871
3 583
4 269
Financial ratios
5-year trend
EBITDA margin
45.8%
This company
15.8%
Market median
+190% vs market
2018
2022
Equity ratio
95.5%
This company
38.2%
Market median
+150% vs market
2018
2022
Return on equity
2.5%
This company
18.4%
Market median
-86% vs market
2018
2022
Net profit margin
36.8%
This company
8.1%
Market median
+354% vs market
2018
2022
Asset turnover
0.07×
This company
1.12×
Market median
-94% vs market
2018
2022
Debt / equity
0.05×
This company
0.62×
Market median
+92% vs market
2018
2022
Annual reports & filings
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-03-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
Annual report 2020
Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
View
PDF
Annual report 2019
Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
View
PDF
Annual report 2018
Filed via PRH / YTJ · Period 2018-01-01 – 2018-12-31
View
PDF
More on Saldo Finance Oyj
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network