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OYBankruptY-tunnus 2362008-5Malin Trällin Kuja 3-C91Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499Est. 2010— employeeswww.topfinance.fi
Revenue 2023
EUR 63K
-64% vs 2022
EBITDA margin
-97.2%
+76% vs 2022
Equity ratio
43.3%
Financial strength
Net profit 2023
EUR 18K
+121% vs 2022
| Revenue | EUR 63K | -64% |
| EBITDA | EUR -61K | +76% |
| Net profit | EUR 18K | +121% |
| Total assets | EUR 1,1M | -5% |
| Equity | EUR 457K | +4% |
| Employees | — | — |
Legal name
Top Finance Oy
Y-tunnus number
2362008-5
Legal form
Osakeyhtiö
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
5. lokakuuta 2010
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2023-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on toimia sijoitus-, kehitys- ja rahoitusyhtiönä ja harjoittaa toimisto- ja hallinnollisten palvelujen tuottamista, vuokrausta, välitystä ja kauppaa sekä liikkeenjohdon, sijoitustoiminnan, hallinnon ja markkinoinnin koulutusta ja konsultointia.
Address
Malin Trällin Kuja 3-C91
Phone
+3580503843557
Email
asiakaspalvelu@topfinance.fi
Website
www.topfinance.fi
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Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Revenue | 3 376 | 1 547 | 720 | 176 | 63 |
| Staff expenses | −131 | −285 | −152 | −119 | −14 |
| EBITDA | 584 | −370 | −282 | −252 | −61 |
| Depreciation & amort. | −51 | −14 | −1 | −1 | −0 |
| EBIT | 533 | −383 | −283 | −253 | −61 |
| Net financials | −572 | −211 | −2 337 | −10 | 80 |
| Profit before tax | −39 | −595 | −2 620 | −87 | 18 |
| Tax | 25 | −0 | −0 | −0 | −0 |
| Net profit | −64 | −595 | −2 620 | −87 | 18 |
| Item | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Total assets | 9 501 | 7 731 | 1 670 | 1 115 | 1 055 |
| Equity | 6 815 | 6 591 | 666 | 438 | 457 |
| Long-term debt | 1 225 | 570 | 35 | — | 0 |
| Short-term debt | 1 462 | 570 | 969 | 677 | 599 |
| Total debt | 2 686 | 1 140 | 1 004 | 677 | 599 |
EBITDA margin
-97.2%
This company
15.8%
Market median
-715% vs market
20192023
Equity ratio
43.3%
This company
38.2%
Market median
+13% vs market
20192023
Return on equity
4.0%
This company
18.4%
Market median
-78% vs market
20192023
Net profit margin
29.3%
This company
8.1%
Market median
+262% vs market
20192023
Asset turnover
0.06×
This company
1.12×
Market median
-95% vs market
20192023
Debt / equity
1.31×
This company
0.62×
Market median
-111% vs market
20192023
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
JT Deputy Member | Deputy Member | 2024 |
RK | Audit | 2023 |
JA Deputy auditor | Deputy auditor | 2023 |
| Former (9) | ||
RV Chief Executive Officer | Chief Executive Officer | 2019 – 2020 |
TJ Audit | Audit | 2022 – 2023 |
RR Deputy auditor | Deputy auditor | 2022 – 2023 |
KE Deputy auditor | Deputy auditor | 2015 – 2019 |
AM Audit | Audit | 2015 – 2019 |
MJ Chief Executive Officer | Chief Executive Officer | 2020 – 2021 |
AI | Audit | 2019 – 2022 |
JT Chief Executive Officer | Chief Executive Officer | 2021 – 2023 |
MJ Deputy Member | Deputy Member | 2018 – 2020 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Board of Directors | 2024 | |
| Former (2) | ||
| Board of Directors | 2022 – 2023 | |
| Board of Directors | 2023 – 2024 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 2023 |
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Financemate Oy
Top Finance Oy Board members of Top Finance Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Riku Veli Olavi Nisula | Chief Executive Officer | 0 companies |
| Jukka Tapio Suutarla | Deputy Member | 0 companies |
| Timo Juhani Helle | Audit | 0 companies |
| Riku Rafael Vuorinen | Deputy auditor | 0 companies |
| Kjell Erik Eriksson | Deputy auditor | 0 companies |
| Aaro Matias Finnilä | Audit | 0 companies |
| Mikael Juhani Kylätie | Chief Executive Officer | 0 companies |
| Antti Iiro Juhani Ikonen | Audit | 0 companies |
| Jukka Tapani Salmela | Chief Executive Officer | 0 companies |
| Matias Juhani Kylätie | Deputy Member | 0 companies |
| Reijo Kalevi Lehtimäki | Audit | 0 companies |
| Jenni Annikki Friman | Deputy auditor | 0 companies |
| Ville Petteri Sistonen | Board of Directors | 0 companies |
| Matti-Jussi Rautanen | Board of Directors | 0 companies |
| Toni Osmo Oksanen | Board of Directors | 0 companies |