Riskpilot← Back to searchSign inGet full accessGF Money Oy
OYActiveY-tunnus 2382033-5Pitkämäenkatu 11Other credit granting · NACE 6492Est. 201113 employeeswww.gfmoney.com
Revenue 2024
EUR 17M
+155% vs 2023
EBITDA margin
0.6%
+140% vs 2023
Equity ratio
52.2%
Financial strength
Net profit 2024
EUR -3M
-2014% vs 2023
| Revenue | EUR 17M | +155% |
| EBITDA | EUR 107K | +140% |
| Net profit | EUR -3M | -2014% |
| Total assets | EUR 51,7M | +35% |
| Equity | EUR 27M | -10% |
| Employees | 13 | — |
Legal name
GF Money Oy
Y-tunnus number
2382033-5
Legal form
Osakeyhtiö
NACE code
6492 · Other credit granting
Founded
5. tammikuuta 2011
Share capital
EUR 50 000
Employees
13 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on toimia sijoitus-, kehitys- ja rahoitusyhtiönä ja harjoittaa toimisto- ja hallinnollisten palvelujen tuottamista, vuokrausta, välitystä ja kauppaa sekä liikkeenjohdon, sijoitustoiminnan, hallinnon ja markkinoinnin koulutusta ja konsultointia.
Address
Pitkämäenkatu 11
Phone
+3580942705044
Email
asiakaspalvelu@gfmoney.com
Website
www.gfmoney.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 7 811 | 6 345 | 7 055 | 6 653 | 16 968 |
| Staff expenses | −910 | −860 | −1 060 | −1 124 | −2 000 |
| EBITDA | −1 256 | −632 | 569 | −269 | 107 |
| Depreciation & amort. | −181 | −216 | −243 | −190 | −158 |
| EBIT | −1 436 | −848 | 326 | −459 | −50 |
| Net financials | −108 | 371 | 746 | 618 | −3 021 |
| Profit before tax | −1 488 | −477 | 1 072 | 159 | −3 046 |
| Tax | 1 841 | 607 | −0 | −0 | −0 |
| Net profit | −3 329 | −1 084 | 1 072 | 159 | −3 046 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 45 488 | 42 757 | 39 242 | 38 220 | 51 713 |
| Equity | 35 118 | 33 853 | 33 612 | 30 160 | 27 018 |
| Long-term debt | — | — | 1 050 | 0 | 550 |
| Short-term debt | 10 369 | 8 904 | 4 581 | 26 939 | 23 607 |
| Total debt | 10 369 | 8 904 | 5 631 | 26 939 | 24 157 |
EBITDA margin
0.6%
This company
15.8%
Market median
-96% vs market
20202024
Equity ratio
52.2%
This company
38.2%
Market median
+37% vs market
20202024
Return on equity
-11.3%
This company
18.4%
Market median
-161% vs market
20202024
Net profit margin
-17.9%
This company
8.1%
Market median
-321% vs market
20202024
Asset turnover
0.33×
This company
1.12×
Market median
-71% vs market
20202024
Debt / equity
0.91×
This company
0.62×
Market median
+47% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
MN Chief Executive Officer | Chief Executive Officer | 2020 |
| Former (4) | ||
CJ | Audit | 2017 – 2019 |
AP | Audit | 2022 – 2023 |
PV | Audit | 2019 – 2022 |
SA Chief Executive Officer | Chief Executive Officer | 2018 – 2020 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Chairperson | 2020 | |
| Board of Directors | 2022 | |
| Former (5) | ||
| Board of Directors | 2021 – 2022 | |
| Board of Directors | 2021 – 2022 | |
| Chairperson | 2018 – 2020 | |
| Board of Directors | 2022 – 2023 | |
| Board of Directors | 2019 – 2020 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 69.8% | 69.8% | 2025 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Volantes Oy
GF Money Oy (this company)GF Money Consumer Finance Ab, RuotsiGF Money Consumer Finance Denmark ApS, TanskaBoard members of GF Money Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Carl Johan Wilhelm Weckman | Audit | 0 companies |
| Antti Pekka Henrik Tuomola | Audit | 0 companies |
| Panu Veijo Ilmari Vänskä | Audit | 0 companies |
| Sami Antero Similä | Chief Executive Officer | 0 companies |
| Mika Nestori Pihlava | Chief Executive Officer | 0 companies |
| Sami Jussi Rantalainen | Board of Directors | 0 companies |
| Tomi Petteri Kleemola | Board of Directors | 0 companies |
| Kari Jorma Sakari Keskitalo | Chairperson | 0 companies |
| Mikko Matias Mali | Chairperson | 0 companies |
| Heikki Kalervo Wide | Board of Directors | 0 companies |
| Hilkka Helena Karimo | Board of Directors | 0 companies |
| Kim Mikael Wiio | Board of Directors | 0 companies |