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HAT Vakuutus Oy
OY
Active
Y-tunnus 2474308-7
Nyykoolinkatu 9A-931, 60100
Seinäjoki
Activities of insurance agents and brokers
·
NACE 6622
Est. 2012 · 14 years old
— employees
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Finland
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Companies
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Activities of insurance agents and brokers
/
HAT Vakuutus Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
279M
209M
139M
70M
0M
2021: 2M
2M
2021
2022: 2M (0% vs 2021)
2M
0%
2022
2023: 224M (+11100% vs 2022)
224M
+11100%
2023
2024: 2M (-99% vs 2023)
2M
-99%
2024
2025: 1M (-50% vs 2024)
1M
-50%
2025
EBITDA
EUR millions
21M
16M
11M
5M
0M
2021: 0M
0M
2021
2022: 0M
0M
2022
2023: 17M
17M
2023
2024: 0M (-100% vs 2023)
0M
-100%
2024
2025: 0M
0M
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2021
Revenue
1 166
1 963
224 436
2 339
1 951
Staff expenses
−72
−114
−16 694
−232
−328
EBITDA
246
284
16 880
173
118
Depreciation & amort.
−0
−1
−584
−8
−7
EBIT
246
284
16 296
166
111
Net financials
2
1
−0
16
333
Profit before tax
248
285
16 287
182
445
Tax
50
58
33
37
94
Net profit
198
227
12 941
145
351
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2021
Total assets
235
364
26 180
340
434
Equity
211
238
14 095
222
307
Long-term debt
0
0
0
—
—
Short-term debt
23
126
12 085
118
127
Total debt
23
126
12 085
118
127
Financial ratios
5-year trend
EBITDA margin
21,1 %
This company
15,8 %
Market median
This company
Market median
34% above market
2021
2025
Equity ratio
90,1 %
This company
38,2 %
Market median
This company
Market median
136% above market
2021
2025
Return on equity
93,8 %
This company
18,4 %
Market median
This company
Market median
410% above market
2021
2025
Net profit margin
17,0 %
This company
8,1 %
Market median
This company
Market median
110% above market
2021
2025
Asset turnover
4,97×
This company
1,12×
Market median
This company
Market median
344% above market
2021
2025
Debt / equity
0,11×
This company
0,62×
Market median
This company
Market median
82% below market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on HAT Vakuutus Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network