Riskpilot← Back to searchSign inGet full accessInvoice Collection Services Oy
OYActiveY-tunnus 2524533-8Pakkahuoneenaukio 2-AActivities of collection agencies and credit bureaus · NACE 8291Est. 2013— employeeswww.certum.fi
Revenue 2024
EUR 201K
-4% vs 2023
EBITDA margin
-35.2%
+26% vs 2023
Equity ratio
-276.7%
Financial strength
Net profit 2024
EUR -120K
+26% vs 2023
| Revenue | EUR 201K | -4% |
| EBITDA | EUR -71K | +26% |
| Net profit | EUR -120K | +26% |
| Total assets | EUR 277K | -1% |
| Equity | EUR -765K | -19% |
| Employees | — | — |
Legal name
Invoice Collection Services Oy
Y-tunnus number
2524533-8
Legal form
Osakeyhtiö
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
16. tammikuuta 2013
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2024-11-30
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on asiakkaisiin ja asiakassaataviin liittyvien erilaisten myynnin ja taloushallinnon palvelujen tuottaminen, kuten luottotietotoiminta-, asiakkuudenhallinta-, myynti-, laskutus-, reskontra-, perintä-, tilastollisten ja juridisten palvelujen tuottaminen ja niihin liittyvä koulutus ja konsultointi. Lisäksi kaikki muu laillinen liiketoiminta.
Address
Pakkahuoneenaukio 2-A
Phone
+3580105678802
Email
perinta@certum.fi
Website
www.certum.fi
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| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 307 | 193 | 191 | 209 | 201 |
| Staff expenses | −231 | −154 | −165 | −202 | −167 |
| EBITDA | −129 | −106 | −97 | −95 | −71 |
| Depreciation & amort. | −65 | −51 | −50 | −49 | −49 |
| EBIT | −194 | −157 | −148 | −144 | −119 |
| Net financials | −1 | −8 | −14 | −18 | −1 |
| Profit before tax | −196 | −165 | −162 | −152 | −105 |
| Tax | −0 | −0 | −0 | 0 | 0 |
| Net profit | −196 | −165 | −162 | −162 | −120 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 373 | 377 | 329 | 279 | 277 |
| Equity | −157 | −321 | −483 | −645 | −765 |
| Long-term debt | — | — | — | 30 | 30 |
| Short-term debt | 530 | 698 | 812 | 894 | 1 012 |
| Total debt | 530 | 698 | 812 | 924 | 1 042 |
EBITDA margin
-35.2%
This company
15.8%
Market median
-323% vs market
20202024
Equity ratio
-276.7%
This company
38.2%
Market median
-824% vs market
20202024
Return on equity
-12046500.0%
This company
18.4%
Market median
-65470209% vs market
20202024
Net profit margin
-59.9%
This company
8.1%
Market median
-840% vs market
20202024
Asset turnover
0.73×
This company
1.12×
Market median
-35% vs market
20202024
Debt / equity
1.36×
This company
0.62×
Market median
-119% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2023-12-01 – 2024-11-30
- Annual report 2023Filed via PRH / YTJ · Period 2022-12-01 – 2023-11-30
- Annual report 2022Filed via PRH / YTJ · Period 2021-12-01 – 2022-11-30
- Annual report 2021Filed via PRH / YTJ · Period 2020-12-01 – 2021-11-30
- Annual report 2020Filed via PRH / YTJ · Period 2019-07-01 – 2020-11-30
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
MC Deputy auditor | Deputy auditor | 2024 |
RT Deputy Member | Deputy Member | 2014 |
| Former (1) | ||
JV Audit | Audit | 2024 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Board of Directors | 2014 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Invoice Collection Services Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Marko Christian Saxell | Deputy auditor | 0 companies |
| Juho Veli Saarinen | Audit | 0 companies |
| Rami Tapani Kolkka | Deputy Member | 0 companies |
| Jussi Pekka Pöntinen | Board of Directors | 0 companies |