Riskpilot← Back to searchSign inGet full accessPaytrail Technology Oy
OYActiveY-tunnus 2552865-3Lutakonaukio 7Computer programming activities · NACE 6210Est. 201360 employeespaytrail.com
Revenue 2025
EUR 5,7M
-1% vs 2024
EBITDA margin
-13.7%
-43% vs 2024
Equity ratio
12.5%
Financial strength
Net profit 2025
EUR 605K
+14% vs 2024
| Revenue | EUR 5,7M | -1% |
| EBITDA | EUR -784K | -43% |
| Net profit | EUR 605K | +14% |
| Total assets | EUR 15,6M | -1% |
| Equity | EUR 2M | +45% |
| Employees | 60 | — |
Legal name
Paytrail Technology Oy
Y-tunnus number
2552865-3
Legal form
Osakeyhtiö
NACE code
6210 · Computer programming activities
Founded
31. toukokuuta 2013
Share capital
EUR 2 500
Employees
60 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsen ja toimitusjohtaja yhdessä sekä hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on rahoitus- ja sijoitustoimintoja palveleva ohjelmistojen suunnittelu, valmistus, myynti, jakelu, ylläpito ja koulutus sekä ohjelmistopalveluiden tarjoaminen ja konsultointi. Yhtiöllä on oikeus hallita ja omistaa kiinteistöjä sekä osakkeita ja käydä niillä kauppaa. Yhtiö voi harjoittaa arvopaperikauppaa.
Address
Lutakonaukio 7
Phone
+3580207181820
Email
asiakaspalvelu@paytrail.com
Website
paytrail.com
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| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3 652 | 3 843 | 4 089 | 4 844 | 6 195 | 5 682 | 5 764 | 5 715 |
| Staff expenses | −2 241 | −2 679 | −2 441 | −3 914 | −3 974 | −3 617 | −3 349 | −3 637 |
| EBITDA | −361 | −390 | 110 | −1 062 | −899 | −1 011 | −548 | −784 |
| Depreciation & amort. | −71 | −48 | −40 | −387 | −2 184 | −1 434 | −1 729 | −1 993 |
| EBIT | −432 | −438 | 70 | −1 449 | −3 083 | −2 446 | −2 277 | −2 777 |
| Net financials | 19 | 19 | 20 | −64 | −366 | −464 | −383 | −390 |
| Profit before tax | 1 | 1 | 90 | −603 | 1 119 | 290 | 540 | 633 |
| Tax | −0 | −0 | 18 | −0 | −0 | 63 | 9 | 28 |
| Net profit | 1 | 1 | 72 | −603 | 1 119 | 227 | 531 | 605 |
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total assets | 1 155 | 1 338 | 1 433 | 12 099 | 16 539 | 16 464 | 15 821 | 15 614 |
| Equity | 3 | 4 | 75 | −528 | 591 | 818 | 1 349 | 1 953 |
| Long-term debt | 6 | 3 | 3 | 10 006 | 13 026 | 13 000 | 12 000 | 12 000 |
| Short-term debt | 1 147 | 1 332 | 1 355 | 2 621 | 2 922 | 2 646 | 2 472 | 1 661 |
| Total debt | 1 153 | 1 335 | 1 357 | 12 627 | 15 948 | 15 646 | 14 472 | 13 661 |
EBITDA margin
-13.7%
This company
15.8%
Market median
-187% vs market
20182025
Equity ratio
12.5%
This company
38.2%
Market median
-67% vs market
20182025
Return on equity
31.0%
This company
18.4%
Market median
+68% vs market
20182025
Net profit margin
10.6%
This company
8.1%
Market median
+31% vs market
20182025
Asset turnover
0.37×
This company
1.12×
Market median
-67% vs market
20182025
Debt / equity
6.99×
This company
0.62×
Market median
-1027% vs market
20182025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via PRH / YTJ · Period 2018-01-01 – 2018-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
MA | Audit | 2020 | — | — |
JS Audit | Audit | 2015 | — | — |
JM Chief Executive Officer | Chief Executive Officer | 2013 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Chairperson | 2020 | — | — | |
| Chairperson | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Chairperson | 2018 | — | — | |
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2020 | — | — | |
| Chairperson | 2025 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2025 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Paytrail Oyj | Company | 100.0% | 100.0% | 2023 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Paytrail Oyj
Paytrail Technology Oy Board members of Paytrail Technology Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Martin Andreas Grandell | Audit | 0 companies |
| Juha Sakari Wahlroos | Audit | 0 companies |
| Juha Markus Laurio | Chief Executive Officer | 0 companies |
| Carsten Höltkemeyer | Chairperson | 0 companies |
| Christian Kongsgaard Brunhøj | Chairperson | 0 companies |
| Jørgen Janus Roijer Hillerup | Board of Directors | 0 companies |
| Bo Einar Lohmann Nilsson | Chairperson | 0 companies |
| Klaus Pedersen | Board of Directors | 0 companies |
| Jan Fredrik Lundeqvist | Board of Directors | 0 companies |
| Olawale Oluwagbenga Ojo | Board of Directors | 0 companies |
| Martin Skov | Board of Directors | 0 companies |
| Stefan Cyron | Chairperson | 0 companies |
| Omar Hague | Board of Directors | 0 companies |
| Maria Cecilia Bardram | Board of Directors | 0 companies |
| Sami Antero Kankkunen | Board of Directors | 0 companies |