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AC Finance Oy
OY
Active
Y-tunnus 2557345-4
Tammisalontie 9-C
Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499
Est. 2013
0 employees
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Overview
Financials
People & ownership
Related companies
Revenue 2020
EUR 253K
+21% vs 2019
EBITDA margin
465.0%
-43% vs 2019
Equity ratio
97.9%
Financial strength
Net profit 2020
EUR 915K
-48% vs 2019
EBITDA — year on year
EUR millions
3M
2M
1M
1M
0M
2M
2019
1M
-50%
2020
Key figures
Annual report 2020
Revenue
EUR 253K
+21%
EBITDA
EUR 1,2M
-43%
Net profit
EUR 915K
-48%
Total assets
EUR 6M
-16%
Equity
EUR 5,9M
+7%
Employees
0
—
Company information
Legal name
AC Finance Oy
Y-tunnus number
2557345-4
Legal form
Osakeyhtiö
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
1. heinäkuuta 2013
Share capital
—
Employees
0
VAT registered
No
Audit selected
No
Last report
2020-12-31
Financial year
January – December
Contact
Address
Tammisalontie 9-C
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Companies in Other financial service activities, except insurance and pension funding n.e.c.
Companies in Helsinki
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2019
0M
2020
EBITDA
EUR millions
0M
1M
1M
2M
2M
2M
2019
1M
2020
Income statement
EUR thousands
Item
2019
2020
Revenue
209
253
Staff expenses
—
—
EBITDA
2 061
1 177
Depreciation & amort.
—
−91
EBIT
2 061
1 086
Net financials
145
−73
Profit before tax
2 205
1 012
Tax
441
97
Net profit
1 764
915
Balance sheet
EUR thousands
Item
2019
2020
Total assets
7 194
6 016
Equity
5 497
5 887
Long-term debt
1 170
—
Short-term debt
527
129
Total debt
1 697
129
Financial ratios
5-year trend
EBITDA margin
465.0%
This company
15.8%
Market median
+2843% vs market
2019
2020
Equity ratio
97.9%
This company
38.2%
Market median
+156% vs market
2019
2020
Return on equity
15.5%
This company
18.4%
Market median
+16% vs market
2019
2020
Net profit margin
361.6%
This company
8.1%
Market median
+4364% vs market
2019
2020
Asset turnover
0.04×
This company
1.12×
Market median
-96% vs market
2019
2020
Debt / equity
0.02×
This company
0.62×
Market median
+97% vs market
2019
2020
Annual reports & filings
Annual report 2020
Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
View
PDF
Annual report 2019
Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Former (3)
OT
Oscar Timo Luigi Bernard
Confidential Clerk
Confidential Clerk
2015 – 2021
KE
Kalle-Pekka Ensio Kotka
Deputy auditor
Deputy auditor
2016 – 2023
AK
Antti Kari Juhana Niemistö
Audit
Audit
2016 – 2023
Board of directors
Non-executive oversight
Name
Role
Member since
Former (3)
ML
Marco Luigi Giuseppe Bernard
Board of Directors
2016 – 2021
JH
John Herman Dennis Lindell
Board of Directors
2016 – 2021
PJ
Pekka Johannes Pättiniemi
Chairperson
2016 – 2021
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of AC Finance Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Oscar Timo Luigi Bernard
Confidential Clerk
0 companies
Kalle-Pekka Ensio Kotka
Deputy auditor
0 companies
Antti Kari Juhana Niemistö
Audit
0 companies
Marco Luigi Giuseppe Bernard
Board of Directors
0 companies
John Herman Dennis Lindell
Board of Directors
0 companies
Pekka Johannes Pättiniemi
Chairperson
0 companies