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OYActiveY-tunnus 2564925-2A A 18Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 2013— employeeswww.payiq.net
Revenue 2024
EUR 1,6M
-3% vs 2023
EBITDA margin
-12.6%
-110% vs 2023
Equity ratio
19.6%
Financial strength
Net profit 2024
EUR -461K
-139% vs 2023
| Revenue | EUR 1,6M | -3% |
| EBITDA | EUR -198K | -110% |
| Net profit | EUR -461K | -139% |
| Total assets | EUR 2M | +27% |
| Equity | EUR 391K | -97% |
| Employees | — | — |
Legal name
iQ Payments Oy
Y-tunnus number
2564925-2
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
20. elokuuta 2013
Share capital
EUR 115 640
Employees
—
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Toimitusjohtaja yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on Atk-laitteisto- ja ohjelmistokonsultointi, muut palvelut liike-elämälle sekä muu laitteisto- ja tietotekninen palvelutoiminta.
Address
A A 18
Phone
+3580248084267
Email
info@iq-payments.com
Website
www.payiq.net
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 1 003 | 1 182 | 1 648 | 1 606 | 1 565 |
| Staff expenses | −414 | −298 | −448 | −411 | −761 |
| EBITDA | −169 | −315 | 975 | 2 034 | −198 |
| Depreciation & amort. | −289 | −364 | −403 | −910 | −186 |
| EBIT | −457 | −568 | 571 | 1 124 | −383 |
| Net financials | −114 | −151 | −835 | −2 302 | −78 |
| Profit before tax | −572 | −830 | −1 266 | −1 178 | −461 |
| Tax | −0 | 2 | −0 | −2 355 | −0 |
| Net profit | −572 | −832 | −1 266 | 1 178 | −461 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 3 399 | 2 657 | 2 919 | 1 580 | 1 999 |
| Equity | 938 | 576 | 1 188 | 11 507 | 391 |
| Long-term debt | 953 | 828 | 1 092 | 792 | 805 |
| Short-term debt | 1 508 | 1 063 | 639 | 664 | 803 |
| Total debt | 2 461 | 1 841 | 1 731 | 1 456 | 1 608 |
EBITDA margin
-12.6%
This company
15.8%
Market median
-180% vs market
20202024
Equity ratio
19.6%
This company
38.2%
Market median
-49% vs market
20202024
Return on equity
-117.8%
This company
18.4%
Market median
-740% vs market
20202024
Net profit margin
-29.5%
This company
8.1%
Market median
-464% vs market
20202024
Asset turnover
0.78×
This company
1.12×
Market median
-30% vs market
20202024
Debt / equity
4.11×
This company
0.62×
Market median
-563% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
EL Chief Executive Officer | Chief Executive Officer | 2023 |
| Former (3) | ||
TP Chief Executive Officer | Chief Executive Officer | 2014 – 2021 |
| Audit | 2017 – 2023 | |
PJ Chief Executive Officer | Chief Executive Officer | 2021 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
| Board of Directors | 2024 | |
| Board of Directors | 2022 | |
| Chairperson | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Former (9) | ||
| Board of Directors | 2019 – 2024 | |
| Board of Directors | 2017 – 2019 | |
| Chairperson | 2021 – 2023 | |
| Board of Directors | 2017 – 2019 | |
| Board of Directors | 2019 – 2022 | |
| Chairperson | 2017 – 2019 | |
| Board of Directors | 2019 – 2023 | |
| Board of Directors | 2017 – 2019 | |
| Board of Directors | 2021 – 2022 | |
No shareholder data available.
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iQ Payments Oy (this company)
PayIQ Ab, RuotsiBoard members of iQ Payments Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Tuomo Pietari Parjanen | Chief Executive Officer | 0 companies |
| Henry Johannes Kullervo Maarala | Audit | 0 companies |
| Elena Lipchenko | Chief Executive Officer | 0 companies |
| Pirkka Juhani Lankinen | Chief Executive Officer | 0 companies |
| Claes Göran Gerard De Geer | Board of Directors | 0 companies |
| Bo-Erik Gösta Hammarström | Board of Directors | 0 companies |
| Mikko Jussi Suonenlahti | Chairperson | 0 companies |
| Hanna-Leena Loikkanen | Board of Directors | 0 companies |
| Jouni Mika Tapio Rytkönen | Board of Directors | 0 companies |
| Claes Lennart Tellman | Board of Directors | 0 companies |
| Risto Janne Taneli Tiainen | Board of Directors | 0 companies |
| Bo Erik Berggren | Chairperson | 0 companies |
| Claes Robert Gunnar Charpentier | Chairperson | 0 companies |
| Antti Jaakko Tapaninen | Board of Directors | 0 companies |
| Markku Alpo Juhani Soini | Board of Directors | 0 companies |
| Petri Tschurbanoff | Board of Directors | 0 companies |
| Tatu Antti Aleksi Vehmas | Board of Directors | 0 companies |
| Esa Tapio Tervo | Board of Directors | 0 companies |