Riskpilot← Back to searchSign inGet full accessOTC Rahoitus Oy
OYActiveY-tunnus 2578125-3Torikatu 28Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499Est. 2013— employeeslaskukauppa.com
Revenue 2025
EUR 396K
-71% vs 2024
EBITDA margin
67.1%
-67% vs 2024
Equity ratio
25.0%
Financial strength
Net profit 2025
EUR 121K
+104% vs 2024
| Revenue | EUR 396K | -71% |
| EBITDA | EUR 266K | -67% |
| Net profit | EUR 121K | +104% |
| Total assets | EUR 2,9M | -41% |
| Equity | EUR 721K | +20% |
| Employees | — | — |
Legal name
OTC Rahoitus Oy
Y-tunnus number
2578125-3
Legal form
Osakeyhtiö
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
21. lokakuuta 2013
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-11-30
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin
Company purpose
Yhtiön toimiala on factoringliiketoiminta. Yhtiö voi harjoittaa myös sijoitustoimintaa kuten arvopapereiden ostoa ja myyntiä.
Address
Torikatu 28
Phone
+3580451651606
Email
laskukauppa@otc.fi
Website
laskukauppa.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 1 055 | 1 640 | 1 415 | 1 354 | 396 |
| Staff expenses | −137 | −248 | −271 | −356 | −62 |
| EBITDA | 591 | 1 250 | 1 021 | 799 | 266 |
| Depreciation & amort. | −32 | −12 | −19 | −189 | −120 |
| EBIT | 559 | 1 239 | 1 001 | 610 | 146 |
| Net financials | −111 | −712 | −1 559 | −3 631 | −25 |
| Profit before tax | 448 | 527 | −558 | −3 022 | 121 |
| Tax | 81 | 207 | 82 | −0 | −0 |
| Net profit | 368 | 319 | −640 | −3 022 | 121 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 9 295 | 11 231 | 8 087 | 4 910 | 2 885 |
| Equity | 607 | 875 | 121 | 600 | 721 |
| Long-term debt | 7 650 | 7 500 | 5 400 | 3 615 | 1 500 |
| Short-term debt | 1 038 | 2 857 | 2 566 | 696 | 664 |
| Total debt | 8 688 | 10 357 | 7 966 | 4 311 | 2 164 |
EBITDA margin
67.1%
This company
15.8%
Market median
+325% vs market
20212025
Equity ratio
25.0%
This company
38.2%
Market median
-35% vs market
20212025
Return on equity
16.8%
This company
18.4%
Market median
+9% vs market
20212025
Net profit margin
30.5%
This company
8.1%
Market median
+277% vs market
20212025
Asset turnover
0.14×
This company
1.12×
Market median
-88% vs market
20212025
Debt / equity
3.00×
This company
0.62×
Market median
-384% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2024-12-01 – 2025-11-30
- Annual report 2024Filed via PRH / YTJ · Period 2023-07-01 – 2024-11-30
- Annual report 2023Filed via PRH / YTJ · Period 2022-07-01 – 2023-06-30
- Annual report 2022Filed via PRH / YTJ · Period 2021-07-01 – 2022-06-30
- Annual report 2021Filed via PRH / YTJ · Period 2020-07-01 – 2021-06-30
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
OS Deputy Member | Deputy Member | 2026 |
AP Confidential Clerk | Confidential Clerk | 2026 |
| Former (2) | ||
MK Chief Executive Officer | Chief Executive Officer | 2019 – 2024 |
JE | Audit | 2019 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Board of Directors | 2025 | |
| Chairperson | 2024 | |
| Former (3) | ||
| Board of Directors | 2025 – 2026 | |
| Board of Directors | 2024 – 2025 | |
| Board of Directors | 2019 – 2025 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 2025 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
OTC-sijoitus Oy
OTC Rahoitus Oy Board members of OTC Rahoitus Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Oona Sofia Lakkala | Deputy Member | 0 companies |
| Annu Pauliina Kyllönen | Confidential Clerk | 0 companies |
| Mika Kristian Hanni | Chief Executive Officer | 0 companies |
| Juha Erkki Väinö Kerimaa | Audit | 0 companies |
| Tiia Elvira Törrö | Board of Directors | 0 companies |
| Mika Akseli Härkönen | Board of Directors | 0 companies |
| Pia Pauliina Kotivesi | Board of Directors | 0 companies |
| Jani Markus Kotikangas | Board of Directors | 0 companies |
| Tomi Juhani Kaismo | Chairperson | 0 companies |