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PAPO-PALVELUT OY
OY
Active
Y-tunnus 2590731-1
Kaskikuja 5-A
Activities of insurance agents and brokers · NACE 6622
Est. 2013
— employees
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Overview
Financials
People & ownership
Related companies
Revenue 2024
EUR 145K
+16% vs 2023
EBITDA margin
2.6%
+219% vs 2023
Equity ratio
93.8%
Financial strength
Net profit 2024
EUR 10K
+149% vs 2023
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2019
0M
0%
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
Key figures
Annual report 2024
Revenue
EUR 145K
+16%
EBITDA
EUR 4K
+219%
Net profit
EUR 10K
+149%
Total assets
EUR 71K
-99%
Equity
EUR 67K
-99%
Employees
—
—
Company information
Legal name
PAPO-PALVELUT OY
Y-tunnus number
2590731-1
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
16. joulukuuta 2013
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Company purpose
Yhtiön toimiala on vakuutusasiamiesten ja välittäjien toiminta.
Contact
Address
Kaskikuja 5-A
Email
pohjola.panu@gmail.com
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Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2019
0M
2021
0M
2022
0M
2023
0M
2024
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2019
0M
2021
0M
2022
0M
2023
0M
2024
Income statement
EUR thousands
Item
2019
2021
2022
2023
2024
Revenue
116
128
84
125
145
Staff expenses
−93
−111
−68
−107
−100
EBITDA
16
11
21
−3
4
Depreciation & amort.
—
−11
−1
−17
−1
EBIT
16
−0
20
−20
3
Net financials
3
−3
−2
−1
8
Profit before tax
20
−3
19
−21
12
Tax
3
0
4
0
1
Net profit
16
−3
15
−21
10
Balance sheet
EUR thousands
Item
2019
2021
2022
2023
2024
Total assets
94
133
94
10 864
71
Equity
77
79
89
6 127
67
Long-term debt
13
40
—
3 772
0
Short-term debt
4
15
5
965
4
Total debt
18
54
5
4 737
4
Financial ratios
5-year trend
EBITDA margin
2.6%
This company
15.8%
Market median
-84% vs market
2019
2024
Equity ratio
93.8%
This company
38.2%
Market median
+146% vs market
2019
2024
Return on equity
15.3%
This company
18.4%
Market median
+17% vs market
2019
2024
Net profit margin
7.0%
This company
8.1%
Market median
-14% vs market
2019
2024
Asset turnover
2.04×
This company
1.12×
Market median
+82% vs market
2019
2024
Debt / equity
0.07×
This company
0.62×
Market median
+89% vs market
2019
2024
Annual reports & filings
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
Annual report 2019
Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (1)
LM
Leena Maria Pohjola
Deputy Member
Deputy Member
2014
Board of directors
Non-executive oversight
Name
Role
Member since
Current (1)
PM
Panu Mikael Pohjola
Board of Directors
2014
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
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Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of PAPO-PALVELUT OY also hold positions in
0
other companies.
Person
Role here
Other companies
Leena Maria Pohjola
Deputy Member
0 companies
Panu Mikael Pohjola
Board of Directors
0 companies