Riskpilot← Back to searchSign inGet full accessNoja Rahoitus Oy
OYActiveY-tunnus 2597279-7Aurakatu 12-BOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 201437 employees
Revenue 2025
EUR 13,3M
-5% vs 2024
EBITDA margin
55.7%
-6% vs 2024
Equity ratio
31.5%
Financial strength
Net profit 2025
EUR 1,1M
-27% vs 2024
| Revenue | EUR 13,3M | -5% |
| EBITDA | EUR 7,4M | -6% |
| Net profit | EUR 1,1M | -27% |
| Total assets | EUR 58,2M | -3% |
| Equity | EUR 18,3M | +6% |
| Employees | 37 | — |
Legal name
Noja Rahoitus Oy
Y-tunnus number
2597279-7
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
15. tammikuuta 2014
Share capital
EUR 2 500
Employees
37 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsenet ja toimitusjohtaja kukin yksin
Company purpose
Yhtiön toimialana on rahoitus, factoringrahoitus sekä saatavakantojen ostaminen ja myyminen. Yhtiö voi omistaa ja hallita kiinteää omaisuutta ja arvopapereita, käydä niillä kauppaa, sekä suorittaa alaan liittyviä konsulttipalveluja. Lisäksi Yhtiöllä on oikeus harjoittaa vakuutusedustusta.
Address
Aurakatu 12-B
Phone
+3580290806547
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 12 812 | 12 004 | 12 156 | 13 971 | 13 256 |
| Staff expenses | −2 170 | −2 644 | −2 613 | −2 849 | −3 104 |
| EBITDA | 7 803 | 6 483 | 6 906 | 7 832 | 7 380 |
| Depreciation & amort. | −165 | −101 | −73 | −78 | −137 |
| EBIT | 7 638 | 6 382 | 6 833 | 7 754 | 7 243 |
| Net financials | −2 667 | −1 975 | −2 865 | −2 880 | −2 856 |
| Profit before tax | 4 971 | 4 279 | 3 394 | 2 274 | 1 387 |
| Tax | 920 | 1 204 | −0 | 766 | 280 |
| Net profit | 4 051 | 3 075 | 2 376 | 1 507 | 1 107 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 62 963 | 54 155 | 56 779 | 60 062 | 58 197 |
| Equity | 10 213 | 13 176 | 15 552 | 17 243 | 18 350 |
| Long-term debt | 46 946 | 35 060 | 33 676 | 33 795 | 30 000 |
| Short-term debt | 5 804 | 5 920 | 7 551 | 9 024 | 9 847 |
| Total debt | 52 749 | 40 979 | 41 227 | 42 819 | 39 847 |
EBITDA margin
55.7%
This company
15.8%
Market median
+253% vs market
20212025
Equity ratio
31.5%
This company
38.2%
Market median
+18% vs market
20212025
Return on equity
6.0%
This company
18.4%
Market median
-67% vs market
20212025
Net profit margin
8.3%
This company
8.1%
Market median
+2% vs market
20212025
Asset turnover
0.23×
This company
1.12×
Market median
-79% vs market
20212025
Debt / equity
2.17×
This company
0.62×
Market median
-250% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
KR Confidential Clerk | Confidential Clerk | 2024 |
MP Chief Executive Officer | Chief Executive Officer | 2019 |
| Former (2) | ||
AI | Audit | 2020 – 2023 |
NV Audit | Audit | 2015 – 2020 |
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
| Board of Directors | 2017 | |
| Chairperson | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Former (3) | ||
| Board of Directors | 2017 – 2021 | |
| Chairperson | 2017 – 2019 | |
| Chairperson | 2019 – 2021 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 2023 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Noja Holding Oy
Noja Rahoitus Oy Board members of Noja Rahoitus Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Kimmo Rafael Waltonen | Confidential Clerk | 0 companies |
| Mika Petri Mäkinen | Chief Executive Officer | 0 companies |
| Antti Iiro Juhani Ikonen | Audit | 0 companies |
| Niklas Vilhelm Oikia | Audit | 0 companies |
| Matti Olavi Kiviniemi | Board of Directors | 0 companies |
| Jussi Markus Salminen | Chairperson | 0 companies |
| Hannu-Jukka Helander | Board of Directors | 0 companies |
| Jukka Petteri Nikkanen | Chairperson | 0 companies |
| Tomi Antero Rimpi | Chairperson | 0 companies |
| Tommi Petteri Rytkönen | Board of Directors | 0 companies |
| Kimmo Antero Vanne | Board of Directors | 0 companies |