Riskpilot← Back to searchSign inGet full accessUB Yritysrahoitus Oy
OYDissolvedY-tunnus 2646178-8Aleksanterinkatu 21-AOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 2014— employeeswww.unitedbankers.fi
Revenue 2024
EUR 264K
-40% vs 2023
EBITDA margin
-114.9%
-146% vs 2023
Equity ratio
9.0%
Financial strength
Net profit 2024
EUR 121K
-2% vs 2023
| Revenue | EUR 264K | -40% |
| EBITDA | EUR -303K | -146% |
| Net profit | EUR 121K | -2% |
| Total assets | EUR 504K | +302% |
| Equity | EUR 45K | +160% |
| Employees | — | — |
Legal name
UB Yritysrahoitus Oy
Y-tunnus number
2646178-8
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
6. lokakuuta 2014
Share capital
EUR 22 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on muu rahoitusalaa palveleva toiminta, ei kuitenkaan vakuutus- tai eläkevakuutustoiminta.
Address
Aleksanterinkatu 21-A
Phone
+3580925380320
Email
mika.nissi@unitedbankers.fi
Website
www.unitedbankers.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | 622 | 559 | 440 | 264 |
| Staff expenses | — | — | −0 | −0 |
| EBITDA | 154 | 31 | −123 | −303 |
| Depreciation & amort. | −3 | — | −0 | −0 |
| EBIT | 151 | 31 | 123 | −303 |
| Net financials | −0 | — | 0 | −6 |
| Profit before tax | 151 | 31 | −123 | 121 |
| Tax | 30 | 6 | −0 | −0 |
| Net profit | 121 | 24 | 123 | 121 |
| Item | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Total assets | 358 | 169 | 126 | 504 |
| Equity | 144 | 47 | −76 | 45 |
| Long-term debt | — | — | 100 | 100 |
| Short-term debt | 214 | 122 | 101 | 359 |
| Total debt | 214 | 122 | 101 | 459 |
EBITDA margin
-114.9%
This company
15.8%
Market median
-827% vs market
20212024
Equity ratio
9.0%
This company
38.2%
Market median
-76% vs market
20212024
Return on equity
267.8%
This company
18.4%
Market median
+1355% vs market
20212024
Net profit margin
45.9%
This company
8.1%
Market median
+467% vs market
20212024
Asset turnover
0.52×
This company
1.12×
Market median
-54% vs market
20212024
Debt / equity
10.17×
This company
0.62×
Market median
-1540% vs market
20212024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
MU Chief Executive Officer | Chief Executive Officer | 2020 |
| Former (2) | ||
JK Audit | Audit | 2015 – 2023 |
JH Deputy auditor | Deputy auditor | 2024 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
| Board of Directors | 2018 | |
| Board of Directors | 2020 | |
| Chairperson | 2018 | |
| Former (2) | ||
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2018 – 2022 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 60% | 60% | 2024 |
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UB Omaisuudenhoito Oy
UB Yritysrahoitus Oy Board members of UB Yritysrahoitus Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Mika Uolevi Nissi | Chief Executive Officer | 0 companies |
| Janne Kari Ilari Elo | Audit | 0 companies |
| Juha-Matti Heino | Deputy auditor | 0 companies |
| Jani Petteri Lehti | Board of Directors | 0 companies |
| Markus Patrik Sarajuuri | Board of Directors | 0 companies |
| John Jaakko Oskar Ojanperä | Board of Directors | 0 companies |
| Antti Juhani Asunmaa | Board of Directors | 0 companies |
| Timo Pekka Ronkainen | Chairperson | 0 companies |