Riskpilot← Back to searchSign inGet full accessSp-Kiinnitysluottopankki Oyj
OYJDissolvedY-tunnus 2685273-8Teollisuuskatu 33Other credit granting · NACE 6492Est. 2015— employees
Revenue 2025
—
EBITDA margin
—
Equity ratio
—
Financial strength
Net profit 2025
—
| Revenue | — | — |
| EBITDA | — | — |
| Net profit | — | — |
| Total assets | — | — |
| Equity | — | — |
| Employees | — | — |
Legal name
Sp-Kiinnitysluottopankki Oyj
Y-tunnus number
2685273-8
Legal form
Julkinen osakeyhtiö
NACE code
6492 · Other credit granting
Founded
2. huhtikuuta 2015
Share capital
EUR 88 439 190
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsen ja toimitusjohtaja yhdessä sekä hallituksen jäsenet kaksi yhdessä
Company purpose
Pankki harjoittaa kiinnitysluottopankkitoiminnasta annetun lain mukaan kiinnitysluottopankille sallittua liiketoimintaa laskemalla liikkeeseen kiinnitysluottopankkilaissa tarkoitettuja kiinteistö- ja julkisyhteisövakuudellisia joukkovelkakirjoja sekä myöntämällä kiinnitysluottopankkilaissa tarkoitettuja kiinteistö- ja julkisyhteisöluottoja. Pankki ei tarjoa sijoituspalvelulain 1 luvun 11 §:ssä tarkoitettuja sijoituspalveluja.
Address
Teollisuuskatu 33
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 0 | — | — |
| Staff expenses | −0 | — | — |
| EBITDA | −2 272 | — | — |
| Depreciation & amort. | −0 | — | — |
| EBIT | −2 272 | — | — |
| Net financials | 819 971 | — | — |
| Profit before tax | 817 699 | — | — |
| Tax | −0 | — | — |
| Net profit | 817 699 | — | — |
| Item | 2022 | 2024 | 2025 |
|---|---|---|---|
| Total assets | 0 | — | — |
| Equity | 118 033 | — | — |
| Long-term debt | — | — | — |
| Short-term debt | 16 282 | — | — |
| Total debt | 16 282 | — | — |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222025
Equity ratio
0.0%
This company
38.2%
Market median
-100% vs market
20222025
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222025
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222025
Debt / equity
-1.00×
This company
0.62×
Market median
+261% vs market
20222025
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
AR Person with significant control | Person with significant control | 2021 |
MA Person with significant control | Person with significant control | 2025 |
TT Chief Executive Officer | Chief Executive Officer | 2018 |
MK Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2025 |
| Former (5) | ||
KA Person with significant control | Person with significant control | 2021 – 2025 |
MK | Audit | 2021 – 2023 |
MK Person with significant control | Person with significant control | 2021 – 2023 |
PI | Audit | 2015 – 2021 |
HJ Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2018 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (6) | ||
| Board of Directors | 2024 | |
| Chairperson | 2024 | |
| Board of Directors | 2025 | |
| Board of Directors | 2026 | |
| Board of Directors | 2024 | |
| Board of Directors | 2022 | |
| Former (11) | ||
| Board of Directors | 2019 – 2020 | |
| Board of Directors | 2022 – 2024 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2022 – 2022 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2021 – 2022 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2022 – 2022 | |
| Board of Directors | 2021 – 2024 | |
| Board of Directors | 2018 – 2021 | |
| Board of Directors | 2018 – 2019 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Sp-Kiinnitysluottopankki Oyj also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Antti Reino Sakari Kuosmanen | Person with significant control | 0 companies |
| Kai Allan Brander | Person with significant control | 0 companies |
| Mikko Kasperi Kylliäinen | Audit | 0 companies |
| Marja-Liisa Kananen | Person with significant control | 0 companies |
| Petri Ilmari Juhani Kettunen | Audit | 0 companies |
| Maria Anniina Rissanen | Person with significant control | 0 companies |
| Henrik Johannes Höglund | Deputy Chief Executive Officer | 0 companies |
| Tero Tapani Kangas | Chief Executive Officer | 0 companies |
| Matti Kustaa Rantanen | Deputy Chief Executive Officer | 0 companies |
| Pirkko Anneli Ahonen | Board of Directors | 0 companies |
| Toivo Mikael Alarautalahti | Board of Directors | 0 companies |
| Karri Arne Olavi Alameri | Board of Directors | 0 companies |
| Anne Marjaana Toivonen | Board of Directors | 0 companies |
| Maija Vilhelmiina Koivunen | Board of Directors | 0 companies |
| Ossi Henrik Öhman | Chairperson | 0 companies |
| Stina Monika Mangs | Board of Directors | 0 companies |
| Jouni Antero Niuro | Board of Directors | 0 companies |
| Jussi Ilmari Hakala | Board of Directors | 0 companies |
| Kai Petri Koskela | Board of Directors | 0 companies |
| Tomi Tapani Närhinen | Board of Directors | 0 companies |
| Petri Johan Siviranta | Board of Directors | 0 companies |
| Antti Matias Laitinen | Board of Directors | 0 companies |
| Fredrik Vilhelm Westerholm | Board of Directors | 0 companies |
| Hannu Toivo Rikhard Syvänen | Board of Directors | 0 companies |
| Samu Olavi Rouhe | Board of Directors | 0 companies |
| Jussi Kari Juhani Huupponen | Board of Directors | 0 companies |