Riskpilot← Back to searchSign inGet full accessToivo Group Oyj
OYJActiveY-tunnus 2687933-2Gransinmäki 6Rental and operating of own or leased real estate · NACE 6820Est. 201519 employees
Revenue 2025
EUR 2,1M
+8% vs 2024
EBITDA margin
-24.5%
-220% vs 2024
Equity ratio
87.1%
Financial strength
Net profit 2025
EUR 303K
-6% vs 2024
| Revenue | EUR 2,1M | +8% |
| EBITDA | EUR -524K | -220% |
| Net profit | EUR 303K | -6% |
| Total assets | EUR 50,4M | +10% |
| Equity | EUR 43,9M | +0% |
| Employees | 19 | — |
Legal name
Toivo Group Oyj
Y-tunnus number
2687933-2
Legal form
Julkinen osakeyhtiö
NACE code
6820 · Rental and operating of own or leased real estate
Founded
23. huhtikuuta 2015
Share capital
EUR 1 000 000
Employees
19 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on kiinteistöjen ja osakkeiden omistus, hallinta, myynti, osto ja vuokraus sekä asumispalveluiden tarjoaminen ja muu tähän liittyvä liiketoiminta. Yhtiö voi harjoittaa kiinteistönkehitys-, rakentamis-, rakennuttamis- ja saneeraustoimintaa sekä kiinteistönhoito- ja isännöintitoimintaa. Lisäksi yhtiö voi tarjota sen konserni- ja osakkuusyhtiöille rahoitus- ja hallintopalveluita. Yhtiö voi omistaa osakkeita ja kiinteistöjä sekä käydä arvopaperikauppaa.
Address
Gransinmäki 6
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| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 1 164 | 1 722 | 7 | 1 984 | 2 139 |
| Staff expenses | −933 | −1 405 | −0 | −1 157 | −1 640 |
| EBITDA | −690 | −1 108 | 0 | −164 | −524 |
| Depreciation & amort. | −15 | −15 | −0 | −14 | −17 |
| EBIT | −706 | −1 123 | 7 | −178 | −542 |
| Net financials | −164 | −169 | 0 | 947 | 216 |
| Profit before tax | 1 622 | −142 | 0 | 390 | 374 |
| Tax | −0 | −244 | −0 | 69 | 71 |
| Net profit | 1 622 | 102 | 0 | 321 | 303 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 45 486 | 46 083 | 0 | 45 968 | 50 417 |
| Equity | 39 897 | 40 511 | 0 | 43 703 | 43 889 |
| Long-term debt | 3 648 | 2 500 | 0 | 191 | 2 274 |
| Short-term debt | 1 941 | 3 072 | 0 | 2 074 | 4 254 |
| Total debt | 5 589 | 5 572 | 0 | 2 265 | 6 528 |
EBITDA margin
-24.5%
This company
15.8%
Market median
-255% vs market
20212025
Equity ratio
87.1%
This company
38.2%
Market median
+128% vs market
20212025
Return on equity
0.7%
This company
18.4%
Market median
-96% vs market
20212025
Net profit margin
14.2%
This company
8.1%
Market median
+75% vs market
20212025
Asset turnover
0.04×
This company
1.12×
Market median
-96% vs market
20212025
Debt / equity
0.15×
This company
0.62×
Market median
+76% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
SJ Confidential Clerk | Confidential Clerk | 2019 |
MJ Chief Executive Officer | Chief Executive Officer | 2017 |
AJ Person with significant control | Person with significant control | 2017 |
| Former (6) | ||
AN Confidential Clerk | Confidential Clerk | 2019 – 2023 |
JT Audit | Audit | 2017 – 2020 |
TJ Confidential Clerk | Confidential Clerk | 2019 – 2023 |
TE Audit | Audit | 2020 – 2023 |
MS Deputy auditor | Deputy auditor | 2017 – 2020 |
SS Person with significant control | Person with significant control | 2017 – 2020 |
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
| Board of Directors | 2024 | |
| Board of Directors | 2017 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Former (2) | ||
| Board of Directors | 2019 – 2021 | |
| Board of Directors | 2022 – 2023 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 67.3% | 67.3% | 2026 |
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Raatihuone Oy
Toivo Group Oyj Board members of Toivo Group Oyj also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Aleksi Niilo Kallio | Confidential Clerk | 0 companies |
| Samuli Johannes Niemelä | Confidential Clerk | 0 companies |
| Jukka Tapani Mäkelä | Audit | 0 companies |
| Tuomas Jussi Samuli Hemmilä | Confidential Clerk | 0 companies |
| Markus Jaakko Myllymäki | Chief Executive Officer | 0 companies |
| Timo Erkki Nummi | Audit | 0 companies |
| Marko Sakari Pöntinen | Deputy auditor | 0 companies |
| Asko Jaakko Myllymäki | Person with significant control | 0 companies |
| Sirkka Sisko Myllymäki | Person with significant control | 0 companies |
| Maria Margit Lindholm | Board of Directors | 0 companies |
| Tomi Mikael Koivukoski | Board of Directors | 0 companies |
| Harri Kalevi Tahkola | Board of Directors | 0 companies |
| Petri Markus Kärkkäinen | Board of Directors | 0 companies |
| Veikko Johannes Leinonen | Board of Directors | 0 companies |
| Jonna Annukka Toikka-Hannuksela | Board of Directors | 0 companies |