Riskpilot← Back to searchSign inGet full accessVakuutusmestari Oy
OYActiveY-tunnus 2727084-4Kangasalantie 1108-B10Activities of insurance agents and brokers · NACE 6622Est. 2015— employees
Revenue 2025
EUR 44K
-38% vs 2024
EBITDA margin
-26.5%
-230% vs 2024
Equity ratio
-114.1%
Financial strength
Net profit 2025
EUR -32K
-1131% vs 2024
| Revenue | EUR 44K | -38% |
| EBITDA | EUR -12K | -230% |
| Net profit | EUR -32K | -1131% |
| Total assets | EUR 27K | -40% |
| Equity | EUR -31K | -3517% |
| Employees | — | — |
Legal name
Vakuutusmestari Oy
Y-tunnus number
2727084-4
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
26. marraskuuta 2015
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on vakuutusasiamies-toiminnan harjoittaminen. Sekä kaikki muu laillinen liiketoiminta.
Address
Kangasalantie 1108-B10
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 75 | 59 | 88 | 72 | 44 |
| Staff expenses | −74 | −46 | −69 | −45 | −36 |
| EBITDA | −18 | −1 | −8 | 9 | −12 |
| Depreciation & amort. | −6 | — | −0 | −6 | −9 |
| EBIT | −24 | −1 | −8 | 3 | −20 |
| Net financials | 11 | −10 | 0 | −6 | −11 |
| Profit before tax | −13 | −11 | −8 | −3 | −32 |
| Tax | −0 | −0 | −0 | −0 | −0 |
| Net profit | −13 | −11 | −8 | −3 | −32 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 46 | 16 | 8 | 45 | 27 |
| Equity | 25 | 13 | 4 | 1 | −31 |
| Long-term debt | — | — | 0 | 29 | 23 |
| Short-term debt | 20 | 3 | 5 | 15 | 35 |
| Total debt | 20 | 3 | 5 | 44 | 58 |
EBITDA margin
-26.5%
This company
15.8%
Market median
-268% vs market
20212025
Equity ratio
-114.1%
This company
38.2%
Market median
-399% vs market
20212025
Return on equity
-3158200.0%
This company
18.4%
Market median
-17164230% vs market
20212025
Net profit margin
-71.7%
This company
8.1%
Market median
-985% vs market
20212025
Asset turnover
1.64×
This company
1.12×
Market median
+46% vs market
20212025
Debt / equity
1.88×
This company
0.62×
Market median
-203% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2020-05-01 – 2021-04-30
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
HE Chief Executive Officer | Chief Executive Officer | 2026 |
HK Deputy Member | Deputy Member | 2026 |
| Former (2) | ||
KS Deputy Member | Deputy Member | 2015 – 2022 |
GS Deputy Member | Deputy Member | 2022 – 2026 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Chairperson | 2026 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Vakuutusmestari Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Heikki Eelis Kullervo Puustinen | Chief Executive Officer | 0 companies |
| Kaisa Susanna Halmes | Deputy Member | 0 companies |
| Hanna Katariina Myllylä | Deputy Member | 0 companies |
| Greta Suvi Tuulia Vaintola | Deputy Member | 0 companies |
| Mikko Olavi Pulkkila | Chairperson | 0 companies |