Riskpilot← Back to searchSign inGet full accessFair Vertaisturva Oy
OYActiveY-tunnus 2754341-9Työpajankatu 13Other personal service activities n.e.c. · NACE 9699Est. 2016— employees
Revenue 2024
EUR 24K
-19% vs 2023
EBITDA margin
243.1%
-41% vs 2023
Equity ratio
54.3%
Financial strength
Net profit 2024
EUR -20K
-122% vs 2023
| Revenue | EUR 24K | -19% |
| EBITDA | EUR 59K | -41% |
| Net profit | EUR -20K | -122% |
| Total assets | EUR 48K | -51% |
| Equity | EUR 26K | -66% |
| Employees | — | — |
Legal name
Fair Vertaisturva Oy
Y-tunnus number
2754341-9
Legal form
Osakeyhtiö
NACE code
9699 · Other personal service activities n.e.c.
Founded
29. maaliskuuta 2016
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on digitaalisten palvelujen luominen, ylläpitäminen ja tarjoaminen kuluttajille ja yrityksille vertaistoiminnaksi luettavassa kuluttajien ja yritysten välisessä riskinjako- ja rahoitustoiminnassa. Yhtiö voi toimintaa harjoittaessaan omistaa ja hallita kiinteistöjä sekä antaa niitä vuokralle. Toimialansa rajoissa yhtiö voi myös perustaa koti- ja ulkomaisia yhtiöitä ja yhtymiä sekä hankkia, omistaa ja hallita osakkeita, osuuksia ja arvopapereita.
Address
Työpajankatu 13
Phone
+358400667769
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 30 | 24 |
| Staff expenses | 0 | −0 | — | −0 | — |
| EBITDA | −29 | 13 | −4 | 101 | 59 |
| Depreciation & amort. | −11 | −11 | −10 | −10 | 10 |
| EBIT | −40 | 2 | −14 | 92 | −20 |
| Net financials | −3 | −1 | −0 | −1 | — |
| Profit before tax | −44 | 1 | −14 | 91 | −20 |
| Tax | −0 | −0 | 0 | −0 | — |
| Net profit | −44 | 1 | −14 | 91 | −20 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 103 | 54 | 40 | 97 | 48 |
| Equity | −122 | −108 | −94 | 76 | 26 |
| Long-term debt | 71 | 71 | 71 | 0 | — |
| Short-term debt | 154 | 91 | 63 | 21 | 22 |
| Total debt | 225 | 162 | 134 | 21 | 22 |
EBITDA margin
243.1%
This company
15.8%
Market median
+1439% vs market
20202024
Equity ratio
54.3%
This company
38.2%
Market median
+42% vs market
20202024
Return on equity
-78.3%
This company
18.4%
Market median
-526% vs market
20202024
Net profit margin
-82.9%
This company
8.1%
Market median
-1123% vs market
20202024
Asset turnover
0.51×
This company
1.12×
Market median
-54% vs market
20202024
Debt / equity
0.84×
This company
0.62×
Market median
+35% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
TS Deputy Member | Deputy Member | 2024 |
| Former (3) | ||
AR Chief Executive Officer | Chief Executive Officer | 2023 – 2025 |
TT Confidential Clerk | Confidential Clerk | 2017 – 2020 |
TJ Audit | Audit | 2016 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Chairperson | 2024 | |
| Former (1) | ||
| Board of Directors | 2017 – 2024 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Fair Vertaisturva Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Tommi Sampo Herman Tolkki | Deputy Member | 0 companies |
| Arto Reijo Ilari Haikonen | Chief Executive Officer | 0 companies |
| Tero Tapani Weckroth | Confidential Clerk | 0 companies |
| Turo Juhani Koila | Audit | 0 companies |
| Johannes Fredrik Hirvaskoski | Chairperson | 0 companies |
| Seppo Tapani Saari | Board of Directors | 0 companies |