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OYBankruptY-tunnus 2767166-4Uusi Porvoontie 28550Computer programming activities · NACE 6210Est. 20165 employees
Revenue 2023
EUR 92K
EBITDA margin
56.3%
+169% vs 2022
Equity ratio
1.9%
Financial strength
Net profit 2023
EUR -97K
+56% vs 2022
| Revenue | EUR 92K | — |
| EBITDA | EUR 52K | +169% |
| Net profit | EUR -97K | +56% |
| Total assets | EUR 789K | -11% |
| Equity | EUR 15K | -86% |
| Employees | 5 | — |
Legal name
Bankify Oy
Y-tunnus number
2767166-4
Legal form
Osakeyhtiö
NACE code
6210 · Computer programming activities
Founded
11. kesäkuuta 2016
Share capital
EUR 2 500
Employees
5 (FTE)
VAT registered
No
Audit selected
No
Last report
2023-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Tietotekniikka-, rahoitus- sekä taloushallintopalveluiden suunnittelu ja toteuttaminen 'FinTech' sektorilla. Lisäksi yhtiö toteuttaa eri viestintä-, laitteisto-, ja ohjelmistoratkaisuja sekä niiden konsultointia.
Yhtiöllä on oikeus tarjota maksulaitoslaissa tarkoitettuja maksupalveluita. Yhtiön tarjoamat maksupalvelut käyvät ilmi Finanssivalvonnan pitämästä maksulaitosrekisteristä.
Yhtiö voi toimintaansa varten omistaa ja hallita osakkeita, osuuksia ja kiinteistöjä sekä käydä niillä kauppaa ja vuokrata niitä.
Address
Uusi Porvoontie 28550
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Revenue | 102 | 133 | 48 | 0 | 92 |
| Staff expenses | −66 | −129 | −46 | −0 | −42 |
| EBITDA | −56 | −74 | 23 | −75 | 52 |
| Depreciation & amort. | −88 | −105 | −130 | −136 | −140 |
| EBIT | −144 | −178 | −107 | −211 | −88 |
| Net financials | −8 | −7 | −84 | −7 | −9 |
| Profit before tax | −152 | −185 | −191 | −218 | −97 |
| Tax | −0 | −0 | −0 | −0 | 0 |
| Net profit | −152 | −185 | −191 | −218 | −97 |
| Item | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Total assets | 826 | 931 | 1 079 | 889 | 789 |
| Equity | 208 | 294 | 273 | 112 | 15 |
| Long-term debt | 476 | 576 | 747 | 749 | 680 |
| Short-term debt | 142 | 61 | 60 | 28 | 94 |
| Total debt | 618 | 637 | 806 | 776 | 774 |
EBITDA margin
56.3%
This company
15.8%
Market median
+256% vs market
20192023
Equity ratio
1.9%
This company
38.2%
Market median
-95% vs market
20192023
Return on equity
-638.7%
This company
18.4%
Market median
-3571% vs market
20192023
Net profit margin
-105.0%
This company
8.1%
Market median
-1396% vs market
20192023
Asset turnover
0.12×
This company
1.12×
Market median
-89% vs market
20192023
Debt / equity
50.96×
This company
0.62×
Market median
-8119% vs market
20192023
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
| Name | Role | Member since |
|---|---|---|
| Former (4) | ||
NT Chief Executive Officer | Chief Executive Officer | 2022 – 2026 |
LJ | Audit | 2016 – 2023 |
TK Chief Executive Officer | Chief Executive Officer | 2021 – 2022 |
AR Chief Executive Officer | Chief Executive Officer | 2026 – 2026 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Board of Directors | 2026 | |
| Former (6) | ||
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2022 – 2026 | |
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2026 | |
| Chairperson | 2020 – 2021 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Bankify Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Naga Tanuj Pasupuleti | Chief Executive Officer | 0 companies |
| Lauri Janne Ilmari Mäki | Audit | 0 companies |
| Tero Kimmo Olavi Lappalainen | Chief Executive Officer | 0 companies |
| Arto-Oskar Reunanen | Chief Executive Officer | 0 companies |
| Kari Matti Laukkanen | Board of Directors | 0 companies |
| Jerker Caius Holma | Board of Directors | 0 companies |
| Christophe Gilbert Daniel Reech | Board of Directors | 0 companies |
| Antti Petteri Tarakkamäki | Board of Directors | 0 companies |
| Antti Olavi Lehto | Board of Directors | 0 companies |
| Dieter Oskar Büttenbender | Board of Directors | 0 companies |
| Satu Maria Katarina Pennanen-Shoham | Chairperson | 0 companies |