Riskpilot← Back to searchSign inGet full accessFinvoicer Rahoitus Oy
OYActiveY-tunnus 2775544-6Puutarhakatu 53Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 2016— employeeswww.finvoicer.fi
Revenue 2025
EUR 208K
-59% vs 2024
EBITDA margin
-31.6%
-116% vs 2024
Equity ratio
13.2%
Financial strength
Net profit 2025
EUR -399K
+46% vs 2024
| Revenue | EUR 208K | -59% |
| EBITDA | EUR -66K | -116% |
| Net profit | EUR -399K | +46% |
| Total assets | EUR 1,1M | -33% |
| Equity | EUR 152K | +134% |
| Employees | — | — |
Legal name
Finvoicer Rahoitus Oy
Y-tunnus number
2775544-6
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
11. elokuuta 2016
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on Rahoitus, factoringrahoitus sekä saatavakantojen ostaminen ja myyminen. Yhtiö voi omistaa ja hallita kiinteää omaisuutta ja arvopapereita, käydä niillä kauppaa, sekä suorittaa alaan liittyviä konsulttipalveluja.
Address
Puutarhakatu 53
Phone
+3580265100650
Email
myynti@finvoicer.fi
Website
www.finvoicer.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 305 | 350 | 0 | 501 | 208 |
| Staff expenses | 0 | — | −0 | −0 | −0 |
| EBITDA | 187 | 227 | 0 | 409 | −66 |
| Depreciation & amort. | −4 | −4 | −0 | −4 | −4 |
| EBIT | 183 | 223 | 0 | 405 | −70 |
| Net financials | 9 | 17 | 0 | −1 059 | −359 |
| Profit before tax | 192 | 239 | 0 | −654 | −429 |
| Tax | 46 | 58 | −0 | 82 | −30 |
| Net profit | 146 | 181 | 0 | −736 | −399 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 1 396 | 1 761 | 0 | 1 710 | 1 149 |
| Equity | 16 | 31 | 0 | −449 | 152 |
| Long-term debt | 464 | 1 382 | 0 | 1 956 | 956 |
| Short-term debt | 916 | 349 | 0 | 203 | 41 |
| Total debt | 1 380 | 1 730 | 0 | 2 159 | 997 |
EBITDA margin
-31.6%
This company
15.8%
Market median
-300% vs market
20212025
Equity ratio
13.2%
This company
38.2%
Market median
-65% vs market
20212025
Return on equity
-262.2%
This company
18.4%
Market median
-1525% vs market
20212025
Net profit margin
-192.3%
This company
8.1%
Market median
-2474% vs market
20212025
Asset turnover
0.18×
This company
1.12×
Market median
-84% vs market
20212025
Debt / equity
6.55×
This company
0.62×
Market median
-956% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2022-12-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2021-12-01 – 2022-11-30
- Annual report 2021Filed via PRH / YTJ · Period 2020-12-01 – 2021-11-30
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
MS Confidential Clerk | Confidential Clerk | 2023 |
| Former (1) | ||
TJ Chief Executive Officer | Chief Executive Officer | 2016 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Board of Directors | 2025 | |
| Former (4) | ||
| Board of Directors | 2016 – 2023 | |
| Board of Directors | 2022 – 2023 | |
| Chairperson | 2022 – 2023 | |
| Board of Directors | 2023 – 2025 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Lemonsoft Oyj
Finvoicer Rahoitus Oy Board members of Finvoicer Rahoitus Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Mari Susanna Erkkilä | Confidential Clerk | 0 companies |
| Tuomas Juho Kusti Koivisto | Chief Executive Officer | 0 companies |
| Esko-Matti Tuominen | Board of Directors | 0 companies |
| Juha Tapani Juntikka | Board of Directors | 0 companies |
| Alpo Juha Aleksi Luostarinen | Board of Directors | 0 companies |
| Pekka Juhani Salo | Chairperson | 0 companies |
| Kari Antero Joki-Hollanti | Board of Directors | 0 companies |