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CardPlus Oy
OY
Active
Y-tunnus 2784644-4
Koskelontie 23F, 02920
Espoo
Other business support service activities n.e.c.
·
NACE 8299
Est. 2016 · 9 years old
— employees
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Companies
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Other business support service activities n.e.c.
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CardPlus Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
7M
6M
4M
2M
0M
2021: 5M
5M
2021
2022: 5M (0% vs 2021)
5M
0%
2022
2023: 6M (+20% vs 2022)
6M
+20%
2023
2024: 6M (0% vs 2023)
6M
0%
2024
2025: 6M (0% vs 2024)
6M
0%
2025
EBITDA
EUR millions
1M
1M
1M
0M
0M
2021: 0M
0M
2021
2022: 1M
1M
2022
2023: 1M (0% vs 2022)
1M
0%
2023
2024: 1M (0% vs 2023)
1M
0%
2024
2025: 0M (-100% vs 2024)
0M
-100%
2025
Income statement
EUR thousands
Item
2025
2024
2023
2022
2021
Revenue
5 592
6 143
5 748
5 107
4 858
Staff expenses
−1 262
−1 002
−896
−865
−749
EBITDA
209
588
725
590
436
Depreciation & amort.
−126
−127
−117
−114
−163
EBIT
83
461
609
476
273
Net financials
−13
−5
−12
4
−14
Profit before tax
27
1
7
104
51
Tax
1
1
3
96
51
Net profit
26
0
4
8
−0
Balance sheet
EUR thousands
Item
2025
2024
2023
2022
2021
Total assets
2 045
2 185
1 660
1 834
1 710
Equity
601
573
573
568
561
Long-term debt
19
38
0
11
65
Short-term debt
1 425
1 575
1 088
1 254
1 084
Total debt
1 443
1 612
1 088
1 265
1 149
Financial ratios
5-year trend
EBITDA margin
3,7 %
This company
15,8 %
Market median
This company
Market median
77% below market
2021
2025
Equity ratio
29,4 %
This company
38,2 %
Market median
This company
Market median
23% below market
2021
2025
Return on equity
4,4 %
This company
18,4 %
Market median
This company
Market median
76% below market
2021
2025
Net profit margin
0,5 %
This company
8,1 %
Market median
This company
Market median
94% below market
2021
2025
Asset turnover
2,73×
This company
1,12×
Market median
This company
Market median
144% above market
2021
2025
Debt / equity
2,40×
This company
0,62×
Market median
This company
Market median
287% above market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on CardPlus Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
