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J. Kuvaja Oy
OY
Dissolved
Y-tunnus 2801634-6
Virpitie 11-B1
Activities of insurance agents and brokers · NACE 6622
Est. 2016
— employees
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Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 147K
+11% vs 2024
EBITDA margin
78.7%
+44% vs 2024
Equity ratio
91.1%
Financial strength
Net profit 2025
EUR 80K
+32% vs 2024
EBITDA — year on year
EUR millions
11M
8M
6M
3M
0M
0M
2020
0M
0%
2022
9M
+900%
2023
0M
-100%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 147K
+11%
EBITDA
EUR 115K
+44%
Net profit
EUR 80K
+32%
Total assets
EUR 464K
+22%
Equity
EUR 423K
+13%
Employees
—
—
Company information
Legal name
J. Kuvaja Oy
Y-tunnus number
2801634-6
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
20. joulukuuta 2016
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Company purpose
Vakuutusasiamiesten ja välittäjien toiminta.
Contact
Address
Virpitie 11-B1
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Revenue
EUR millions
0M
4M
9M
13M
17M
0M
2020
0M
2022
15M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
3M
5M
8M
10M
0M
2020
0M
2022
9M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2020
2022
2023
2024
2025
Revenue
128
167
14 792
133
147
Staff expenses
−66
−50
−345
−34
−20
EBITDA
57
100
9 410
80
115
Depreciation & amort.
—
—
−600
−4
−14
EBIT
57
100
8 810
76
101
Net financials
0
—
0
0
−1
Profit before tax
57
100
8 810
76
100
Tax
12
20
18
15
20
Net profit
45
79
7 016
60
80
Balance sheet
EUR thousands
Item
2020
2022
2023
2024
2025
Total assets
104
226
342
379
464
Equity
95
218
340
373
423
Long-term debt
—
—
0
0
25
Short-term debt
9
9
2
6
16
Total debt
9
9
2
6
7
Financial ratios
5-year trend
EBITDA margin
78.7%
This company
15.8%
Market median
+398% vs market
2020
2025
Equity ratio
91.1%
This company
38.2%
Market median
+138% vs market
2020
2025
Return on equity
18.8%
This company
18.4%
Market median
+2% vs market
2020
2025
Net profit margin
54.3%
This company
8.1%
Market median
+570% vs market
2020
2025
Asset turnover
0.32×
This company
1.12×
Market median
-71% vs market
2020
2025
Debt / equity
0.10×
This company
0.62×
Market median
+84% vs market
2020
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2021-02-01 – 2022-01-31
View
PDF
Annual report 2020
Filed via PRH / YTJ · Period 2019-02-01 – 2020-01-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (2)
JT
Jonne Tapani Kuvaja
Deputy Member
Deputy Member
2016
JP
Juho Petteri Kuvaja
Chief Executive Officer
Chief Executive Officer
2016
Board of directors
Non-executive oversight
No data on file.
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
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Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of J. Kuvaja Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Jonne Tapani Kuvaja
Deputy Member
0 companies
Juho Petteri Kuvaja
Chief Executive Officer
0 companies