Riskpilot← Back to searchSign inGet full accessEpassi Clearing Oy
OYActiveY-tunnus 2872241-9Porkkalankatu 22-AOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 20175 employeeswww.epassi.fi
Revenue 2024
EUR 1,9M
+14% vs 2023
EBITDA margin
11.0%
+113% vs 2023
Equity ratio
86.1%
Financial strength
Net profit 2024
EUR 193K
+111% vs 2023
| Revenue | EUR 1,9M | +14% |
| EBITDA | EUR 213K | +113% |
| Net profit | EUR 193K | +111% |
| Total assets | EUR 31,4M | +360% |
| Equity | EUR 27M | +3060% |
| Employees | 5 | — |
Legal name
Epassi Clearing Oy
Y-tunnus number
2872241-9
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
28. marraskuuta 2017
Share capital
EUR 125 000
Employees
5 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on maksuvälitys, digitaalisten rahoituspalveluiden tarjoaminen, maksujen clearing- ja käsittelypalvelut sekä muu edellä mainittuihin liittyvä liiketoiminta.
Address
Porkkalankatu 22-A
Phone
+358020069000
Email
info@epassi.fi
Website
www.epassi.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Revenue | 171 | 233 | 192 | 323 | 1 705 | 1 943 |
| Staff expenses | −48 | −72 | −277 | −311 | −2 378 | −608 |
| EBITDA | 25 | 31 | −617 | 112 | −1 659 | 213 |
| Depreciation & amort. | −12 | −12 | −14 | −30 | −18 | −17 |
| EBIT | 13 | 19 | −630 | 82 | −1 677 | 196 |
| Net financials | −0 | 0 | −5 | −56 | −8 | −2 |
| Profit before tax | 13 | 19 | 2 078 | 26 | −1 685 | 193 |
| Tax | −0 | 3 | −0 | 0 | −0 | −0 |
| Net profit | 13 | 16 | 2 078 | 26 | −1 685 | 193 |
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Total assets | 283 | 307 | 6 951 | 5 746 | 6 831 | 31 411 |
| Equity | 272 | 287 | 4 515 | 4 512 | 856 | 27 049 |
| Long-term debt | — | — | — | — | 3 943 | 0 |
| Short-term debt | 12 | 20 | 2 436 | 1 234 | 2 032 | 4 336 |
| Total debt | 12 | 20 | 2 436 | 1 234 | 5 975 | 4 336 |
EBITDA margin
11.0%
This company
15.8%
Market median
-30% vs market
20192024
Equity ratio
86.1%
This company
38.2%
Market median
+125% vs market
20192024
Return on equity
0.7%
This company
18.4%
Market median
-96% vs market
20192024
Net profit margin
10.0%
This company
8.1%
Market median
+23% vs market
20192024
Asset turnover
0.06×
This company
1.12×
Market median
-95% vs market
20192024
Debt / equity
0.16×
This company
0.62×
Market median
+74% vs market
20192024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2020-07-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2019-07-01 – 2020-06-30
- Annual report 2019Filed via PRH / YTJ · Period 2018-07-01 – 2019-06-30
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
TM Confidential Clerk | Confidential Clerk | 2026 | — | — |
IE | Audit | 2017 | — | — |
RA Chief Executive Officer | Chief Executive Officer | 2017 | — | — |
JK Confidential Clerk | Confidential Clerk | 2026 | — | — |
TJ Audit | Audit | 2019 | — | — |
YE Chief Executive Officer | Chief Executive Officer | 2021 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2017 | — | — | |
| Board of Directors | 2017 | — | — | |
| Chairperson | 2021 | — | — | |
| Board of Directors | 2024 | — | — | |
| Chairperson | 2024 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Epassi Group Oy | Company | 100.0% | 100.0% | 2023 |
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Epassi Group Oy
Epassi Clearing Oy Board members of Epassi Clearing Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Taika Maria Aurora Pöntinen | Confidential Clerk | 0 companies |
| Ilkka Erkki Emil Vairimaa | Audit | 0 companies |
| Risto Antero Virkkala | Chief Executive Officer | 0 companies |
| Jalmari Kristian Jussinpoika Männistö | Confidential Clerk | 0 companies |
| Turo Juhani Koila | Audit | 0 companies |
| Yrjö Esa Pekka Rantala | Chief Executive Officer | 0 companies |
| Maria Tuulikki Virkkala | Board of Directors | 0 companies |
| Alexander Wei Yin | Board of Directors | 0 companies |
| Robert Warwick Hetherington | Chairperson | 0 companies |
| Regina Duzanskaja | Board of Directors | 0 companies |
| Anu Henna Toivonen | Chairperson | 0 companies |