Riskpilot← Back to searchSign inGet full access247 Payment Services Oy
OYActiveY-tunnus 2900970-3Pitkäkatu 62Business and other management consultancy activities · NACE 7020Est. 2018— employeeswww.certum.fi
Revenue 2024
EUR 9K
-44% vs 2023
EBITDA margin
28.4%
-82% vs 2023
Equity ratio
-547.6%
Financial strength
Net profit 2024
EUR -3K
-153% vs 2023
| Revenue | EUR 9K | -44% |
| EBITDA | EUR 3K | -82% |
| Net profit | EUR -3K | -153% |
| Total assets | EUR 36K | +25% |
| Equity | EUR -199K | -2% |
| Employees | — | — |
Legal name
247 Payment Services Oy
Y-tunnus number
2900970-3
Legal form
Osakeyhtiö
NACE code
7020 · Business and other management consultancy activities
Founded
5. maaliskuuta 2018
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2024-11-30
Financial year
January – December
Signatory rights
Hallituksen jäsenet ja toimitusjohtaja kukin yksin
Company purpose
Yhtiön toimialana on asiantuntijapalveluiden tuottaminen yritysjohdolle sekä niiden tuottamista tukeva liiketoiminta. Toimialana on myös taloushallinnon automatisointi sekä digitalisointi. Lisäksi kaikki muu laillinen liiketoiminta.
Address
Pitkäkatu 62
Website
www.certum.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 63 | 42 | 4 | 17 | 9 |
| Staff expenses | −92 | −59 | −59 | −0 | −0 |
| EBITDA | −76 | −34 | −61 | 15 | 3 |
| Depreciation & amort. | −8 | −8 | −9 | −9 | −6 |
| EBIT | −85 | −42 | −70 | 6 | −3 |
| Net financials | — | −3 | −4 | −0 | −0 |
| Profit before tax | −85 | −45 | −74 | 16 | −3 |
| Tax | −0 | −0 | 0 | 0 | −0 |
| Net profit | −85 | −45 | −74 | 6 | −3 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 32 | 38 | 20 | 29 | 36 |
| Equity | −83 | −128 | −202 | −196 | −199 |
| Long-term debt | 90 | 135 | 214 | 214 | 214 |
| Short-term debt | 25 | 31 | 8 | 11 | 22 |
| Total debt | 115 | 166 | 222 | 225 | 236 |
EBITDA margin
28.4%
This company
15.8%
Market median
+80% vs market
20202024
Equity ratio
-547.6%
This company
38.2%
Market median
-1534% vs market
20202024
Return on equity
-331300.0%
This company
18.4%
Market median
-1800643% vs market
20202024
Net profit margin
-35.7%
This company
8.1%
Market median
-541% vs market
20202024
Asset turnover
0.25×
This company
1.12×
Market median
-78% vs market
20202024
Debt / equity
1.18×
This company
0.62×
Market median
-90% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2023-12-01 – 2024-11-30
- Annual report 2023Filed via PRH / YTJ · Period 2022-12-01 – 2023-11-30
- Annual report 2022Filed via PRH / YTJ · Period 2021-12-01 – 2022-11-30
- Annual report 2021Filed via PRH / YTJ · Period 2020-12-01 – 2021-11-30
- Annual report 2020Filed via PRH / YTJ · Period 2019-07-01 – 2020-11-30
| Name | Role | Member since |
|---|---|---|
| Former (2) | ||
KP Chief Executive Officer | Chief Executive Officer | 2018 – 2019 |
TJ Confidential Clerk | Confidential Clerk | 2018 – 2026 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Board of Directors | 2018 | |
| Board of Directors | 2021 | |
| Former (1) | ||
| Chairperson | 2021 – 2023 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of 247 Payment Services Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Kristiina Peltola | Chief Executive Officer | 0 companies |
| Tony Juhani Kuusiniemi | Confidential Clerk | 0 companies |
| Jussi Pekka Pöntinen | Board of Directors | 0 companies |
| Rami Tapani Kolkka | Board of Directors | 0 companies |
| Topi Aukusti Partanen | Chairperson | 0 companies |