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OYActiveY-tunnus 2937875-2Teollisuuskatu 33Activities of collection agencies and credit bureaus · NACE 8291Est. 201843 employeeswww.kredinor.fi
Revenue 2024
EUR 25,5M
+179% vs 2023
EBITDA margin
16.4%
+8% vs 2023
Equity ratio
33.5%
Financial strength
Net profit 2024
EUR 0
+100% vs 2023
| Revenue | EUR 25,5M | +179% |
| EBITDA | EUR 4,2M | +8% |
| Net profit | EUR 0 | +100% |
| Total assets | EUR 82,6M | -17% |
| Equity | EUR 27,7M | +854% |
| Employees | 43 | — |
Legal name
Kredinor Oy
Y-tunnus number
2937875-2
Legal form
Osakeyhtiö
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
7. syyskuuta 2018
Share capital
EUR 2 500
Employees
43 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin
Company purpose
Yhtiön toimialana on perintä- ja luottotietopalvelut. Yhtiö voi toimintaansa varten omistaa tai hallita osakkeita ja muita arvopapereita sekä kiinteää omaisuutta.
Address
Teollisuuskatu 33
Phone
+3580931579800
Email
info@kredinor.fi
Website
www.kredinor.fi
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| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 144 | 2 548 | 12 730 | 9 165 | 25 533 |
| Staff expenses | −390 | −980 | −1 725 | −2 331 | −3 015 |
| EBITDA | −991 | 352 | 8 616 | 3 882 | 4 178 |
| Depreciation & amort. | −54 | −133 | −269 | −376 | −408 |
| EBIT | −1 045 | 218 | 8 347 | 3 506 | 3 770 |
| Net financials | 22 | −402 | −2 805 | −6 281 | 0 |
| Profit before tax | −1 023 | −184 | 5 542 | −2 775 | 0 |
| Tax | −0 | −0 | 825 | 359 | −0 |
| Net profit | −1 023 | −184 | 4 717 | −3 134 | 0 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 1 120 | 107 200 | 84 948 | 99 951 | 82 642 |
| Equity | 723 | 1 539 | 6 035 | 2 900 | 27 658 |
| Long-term debt | — | 81 059 | 73 875 | 87 700 | 47 092 |
| Short-term debt | 397 | 24 602 | 5 038 | 9 350 | 7 892 |
| Total debt | 397 | 105 660 | 78 913 | 97 050 | 54 984 |
EBITDA margin
16.4%
This company
15.8%
Market median
+4% vs market
20202024
Equity ratio
33.5%
This company
38.2%
Market median
+12% vs market
20202024
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20202024
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20202024
Asset turnover
0.31×
This company
1.12×
Market median
-72% vs market
20202024
Debt / equity
1.99×
This company
0.62×
Market median
-221% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
MH Chief Executive Officer | Chief Executive Officer | 2018 |
| Former (2) | ||
PI | Audit | 2020 – 2021 |
TT | Audit | 2021 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Chairperson | 2024 | |
| Board of Directors | 2024 | |
| Former (12) | ||
| Chairperson | 2023 – 2024 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2023 – 2023 | |
| Board of Directors | 2022 – 2023 | |
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2023 – 2024 | |
| Board of Directors | 2023 – 2024 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2021 – 2023 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2024 – 2025 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Kredinor Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Mikko Henrik Johannes Dammert | Chief Executive Officer | 0 companies |
| Pekka Ilmari Paloniemi | Audit | 0 companies |
| Tommi Tuure Ilmari Tuovinen | Audit | 0 companies |
| John Karl-Albert Abbe Fransson | Board of Directors | 0 companies |
| Lisa Stephanie Legallais-Hansen | Chairperson | 0 companies |
| Nils Arne Nordheim | Board of Directors | 0 companies |
| Jakob Bølgen Bronebakk | Board of Directors | 0 companies |
| Geir-Egil Bolstad | Board of Directors | 0 companies |
| Fredrik Thomas Feodoroff | Board of Directors | 0 companies |
| Anna Malin Gustavi | Board of Directors | 0 companies |
| Rolf Eek-Johansen | Chairperson | 0 companies |
| Vegard Helland | Board of Directors | 0 companies |
| Lars Henrik Johansson | Board of Directors | 0 companies |
| Charlotte Surén | Board of Directors | 0 companies |
| Raine Olavi Westerholm | Board of Directors | 0 companies |
| Torbjørn Martinsen | Board of Directors | 0 companies |
| Bjorn Ove Ottosen | Board of Directors | 0 companies |
| Ola Forberg | Board of Directors | 0 companies |
| Stefan Pedersen Langva | Board of Directors | 0 companies |