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Terpalan Oy
OY
Dissolved
Y-tunnus 2953722-3
Holmanpolku 6
Activities of insurance agents and brokers · NACE 6622
Est. 2018
— employees
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Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 196K
-17% vs 2024
EBITDA margin
4.2%
-62% vs 2024
Equity ratio
94.3%
Financial strength
Net profit 2025
EUR 7K
-65% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 196K
-17%
EBITDA
EUR 8K
-62%
Net profit
EUR 7K
-65%
Total assets
EUR 77K
+5%
Equity
EUR 73K
+3%
Employees
—
—
Company information
Legal name
Terpalan Oy
Y-tunnus number
2953722-3
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
21. marraskuuta 2018
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Toimitusjohtaja yksin
Company purpose
Vakuutusasiamiesten ja- välittäjien toiminta, kaikki laillinen liiketoiminta
Contact
Address
Holmanpolku 6
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Explore
Companies in Activities of insurance agents and brokers
Companies in Raahe
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
446
466
220
237
196
Staff expenses
−53
−58
−58
−59
−60
EBITDA
47
−7
−8
22
8
Depreciation & amort.
—
—
−0
−0
−0
EBIT
47
−7
−8
22
8
Net financials
2
−0
0
0
1
Profit before tax
49
−7
−8
22
9
Tax
10
0
−0
2
2
Net profit
39
−7
−8
21
7
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
93
72
56
74
77
Equity
81
68
55
71
73
Long-term debt
—
—
0
0
0
Short-term debt
13
4
2
3
4
Total debt
13
4
2
3
4
Financial ratios
5-year trend
EBITDA margin
4.2%
This company
15.8%
Market median
-73% vs market
2021
2025
Equity ratio
94.3%
This company
38.2%
Market median
+147% vs market
2021
2025
Return on equity
9.8%
This company
18.4%
Market median
-47% vs market
2021
2025
Net profit margin
3.6%
This company
8.1%
Market median
-56% vs market
2021
2025
Asset turnover
2.54×
This company
1.12×
Market median
+127% vs market
2021
2025
Debt / equity
0.06×
This company
0.62×
Market median
+90% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (2)
AT
Anna-Liisa Tiitu Aurora Leinonen
Deputy Member
Deputy Member
2018
TP
Tero Petteri Alanen
Chief Executive Officer
Chief Executive Officer
2018
Board of directors
Non-executive oversight
No data on file.
Shareholders
As of last annual report
No shareholder data available.
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Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Terpalan Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Anna-Liisa Tiitu Aurora Leinonen
Deputy Member
0 companies
Tero Petteri Alanen
Chief Executive Officer
0 companies