BusinessCredit Oy

OYActive

Y-tunnus 2954832-8Aleksanterinkatu 17B, 15110 LahtiOther credit granting · NACE 6492Est. 2018— employeeswww.wsfinance.fi

Overview Financials People & ownership Related companies

BusinessCredit Oy is a Finnish OY based in Lahti, operating in the Other credit granting sector. Incorporated in 2018, the company reported revenue of EUR 6,4M in its latest annual filing.

Revenue 2025

EUR 6,4M

+37% vs 2024

EBITDA margin

32.2%

+6% vs 2024

Equity ratio

59.9%

Financial strength

Net profit 2025

EUR 1,7M

+5% vs 2024

EBITDA — year on year

EUR millions

Key figures

Annual report 2025

Revenue	EUR 6,4M	+37%
EBITDA	EUR 2M	+6%
Net profit	EUR 1,7M	+5%
Total assets	EUR 31,5M	+69%
Equity	EUR 18,8M	+162%
Employees	—	—

Contact

Address

Aleksanterinkatu 17B, 15110 Lahti

Phone

+3580445688840

veli-pekka@wsfinance.fi

Website

www.wsfinance.fi

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Frequently asked questions

What is the Y-tunnus number of BusinessCredit Oy?

BusinessCredit Oy is registered with PRH / YTJ under Y-tunnus 2954832-8.

What is the revenue of BusinessCredit Oy?

BusinessCredit Oy reported revenue of EUR 6,4M in 2025.

Who is the CEO of BusinessCredit Oy?

Jari Juhani Havukainen is Audit of BusinessCredit Oy, in role since 2020.

Who is the chairman of BusinessCredit Oy?

Heikki Antero Savolainen chairs the board of BusinessCredit Oy, in role since 2025.

Where is BusinessCredit Oy headquartered?

BusinessCredit Oy's registered address is Aleksanterinkatu 17-B.

BusinessCredit Oy

EBITDA — year on year

Key figures

Company information

Contact

Frequently asked questions

More on BusinessCredit Oy

EBITDA — year on year

Key figures

Company information

Contact

Frequently asked questions

More on BusinessCredit Oy