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V. Palojärvi Oy
OY
Active
Y-tunnus 2955413-8
Pappilantie 105, 96300
Rovaniemi
Activities of insurance agents and brokers
· NACE 6622
Est. 2018
1 employees
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V. Palojärvi Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
89
104
189
283
287
Staff expenses
−32
−38
−32
−30
−13
EBITDA
53
51
116
152
124
Depreciation & amort.
—
−2
−15
−12
−16
EBIT
53
49
100
140
108
Net financials
−1
−2
−3
−20
−3
Profit before tax
53
47
97
120
105
Tax
5
7
21
24
22
Net profit
48
41
77
96
84
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
316
398
459
538
461
Equity
170
197
259
343
406
Long-term debt
90
151
176
177
52
Short-term debt
56
50
24
18
3
Total debt
146
201
201
195
55
Financial ratios
5-year trend
EBITDA margin
43.1%
This company
15.8%
Market median
+173% vs market
2021
2025
Equity ratio
88.1%
This company
38.2%
Market median
+131% vs market
2021
2025
Return on equity
20.6%
This company
18.4%
Market median
+12% vs market
2021
2025
Net profit margin
29.1%
This company
8.1%
Market median
+259% vs market
2021
2025
Asset turnover
0.62×
This company
1.12×
Market median
-45% vs market
2021
2025
Debt / equity
0.13×
This company
0.62×
Market median
+79% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on V. Palojärvi Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network