Riskpilot← Back to searchSign inGet full accessDNB Auto Finance Oy
OYActiveY-tunnus 2960538-8Urho Kekkosen Katu 7-BOther credit granting · NACE 6492Est. 201835 employees
Revenue 2024
EUR 48,9M
+46% vs 2023
EBITDA margin
55.6%
+86% vs 2023
Equity ratio
15.2%
Financial strength
Net profit 2024
EUR 3,4M
+826% vs 2023
| Revenue | EUR 48,9M | +46% |
| EBITDA | EUR 27,2M | +86% |
| Net profit | EUR 3,4M | +826% |
| Total assets | EUR 1,2B | +4% |
| Equity | EUR 181,8M | +18% |
| Employees | 35 | — |
Legal name
DNB Auto Finance Oy
Y-tunnus number
2960538-8
Legal form
Osakeyhtiö
NACE code
6492 · Other credit granting
Founded
18. joulukuuta 2018
Share capital
EUR 100 000
Employees
35 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on tuottaa jälleenmyyjien välittämiä autorahoitustuotteita ja -palveluita Suomessa.
Address
Urho Kekkosen Katu 7-B
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 4 074 | 10 130 | 17 926 | 33 398 | 48 872 |
| Staff expenses | −1 237 | −1 627 | −1 718 | −1 919 | −2 250 |
| EBITDA | −670 | 100 | 2 131 | 14 625 | 27 192 |
| Depreciation & amort. | −438 | −487 | −505 | −538 | −503 |
| EBIT | −1 107 | −387 | 1 626 | 14 087 | 26 689 |
| Net financials | −348 | −97 | −2 979 | −12 565 | −21 676 |
| Profit before tax | −1 455 | −485 | −1 353 | 1 522 | 5 014 |
| Tax | −0 | −0 | −0 | 1 160 | 1 654 |
| Net profit | −1 455 | −485 | −1 353 | 362 | 3 350 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 256 299 | 620 019 | 847 258 | 1 154 889 | 1 198 263 |
| Equity | 9 898 | 89 429 | 128 075 | 153 437 | 181 788 |
| Long-term debt | — | 360 500 | 579 881 | 756 822 | 812 169 |
| Short-term debt | 246 400 | 170 090 | 139 302 | 244 630 | 204 306 |
| Total debt | 246 400 | 530 590 | 719 182 | 1 001 452 | 1 016 475 |
EBITDA margin
55.6%
This company
15.8%
Market median
+252% vs market
20202024
Equity ratio
15.2%
This company
38.2%
Market median
-60% vs market
20202024
Return on equity
1.8%
This company
18.4%
Market median
-90% vs market
20202024
Net profit margin
6.9%
This company
8.1%
Market median
-15% vs market
20202024
Asset turnover
0.04×
This company
1.12×
Market median
-96% vs market
20202024
Debt / equity
5.59×
This company
0.62×
Market median
-802% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
BL Chief Executive Officer | Chief Executive Officer | 2024 |
| Former (5) | ||
LR | Audit | 2022 – 2023 |
JM Chief Executive Officer | Chief Executive Officer | 2019 – 2023 |
TJ | Audit | 2019 – 2022 |
YF Chief Executive Officer | Chief Executive Officer | 2023 – 2024 |
BL Chief Executive Officer | Chief Executive Officer | 2024 – 2024 |
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
| Board of Directors | 2025 | |
| Chairperson | 2020 | |
| Board of Directors | 2023 | |
| Former (7) | ||
| Board of Directors | 2019 – 2021 | |
| Board of Directors | 2019 – 2019 | |
| Board of Directors | 2022 – 2025 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2019 – 2021 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2019 – 2020 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of DNB Auto Finance Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Leif Robert Söderlund | Audit | 0 companies |
| Jussi Matti Kattelus | Chief Executive Officer | 0 companies |
| Terhi Johanna Mäkinen | Audit | 0 companies |
| Yvonne Fjellvang | Chief Executive Officer | 0 companies |
| Bjørnar Lund | Chief Executive Officer | 0 companies |
| Bjørnar Lund | Chief Executive Officer | 0 companies |
| Antti Markus Vuolle | Board of Directors | 0 companies |
| Lars Robert Sonck | Board of Directors | 0 companies |
| Morten Andre Guldhaug | Board of Directors | 0 companies |
| Olof Stefan Davidsson | Chairperson | 0 companies |
| Mats Ingemar Wermelin | Board of Directors | 0 companies |
| Nils Sture Tyko Holm | Board of Directors | 0 companies |
| Antti Petteri Ruhanen | Board of Directors | 0 companies |
| Eline Mathilde Røstad-Norman | Board of Directors | 0 companies |
| Vidar Andersen | Board of Directors | 0 companies |
| Lars Feginn | Board of Directors | 0 companies |