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Caja de ahorro Oy
OY
Active
Y-tunnus 3022541-1
Tukkisillantie 7-A
Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499
Est. 2019
— employees
Watchlist
Share
Overview
Financials
People & ownership
Related companies
Revenue 2022
EUR 99K
EBITDA margin
62.6%
+183% vs 2021
Equity ratio
90.5%
Financial strength
Net profit 2022
EUR 174K
-44% vs 2021
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
Key figures
Annual report 2022
Revenue
EUR 99K
—
EBITDA
EUR 62K
+183%
Net profit
EUR 174K
-44%
Total assets
EUR 3,2M
+8%
Equity
EUR 2,9M
+1%
Employees
—
—
Company information
Legal name
Caja de ahorro Oy
Y-tunnus number
3022541-1
Legal form
Osakeyhtiö
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
2. syyskuuta 2019
Share capital
EUR 10 000
Employees
—
VAT registered
No
Audit selected
No
Last report
2022-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin
Company purpose
Yhtiön toimialana on sijoitustoiminta. Yhtiö voi harjoittaa myös konsultointia.
Contact
Address
Tukkisillantie 7-A
Phone
+3580405898012
Email
torkkeltimo@gmail.com
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Companies in Other financial service activities, except insurance and pension funding n.e.c.
Companies in Helsinki
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Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
Income statement
EUR thousands
Item
2021
2022
Revenue
0
99
Staff expenses
—
—
EBITDA
22
62
Depreciation & amort.
—
—
EBIT
22
62
Net financials
298
133
Profit before tax
320
195
Tax
9
20
Net profit
310
174
Balance sheet
EUR thousands
Item
2021
2022
Total assets
3 000
3 235
Equity
2 904
2 929
Long-term debt
—
277
Short-term debt
95
29
Total debt
95
306
Financial ratios
5-year trend
EBITDA margin
62.6%
This company
15.8%
Market median
+296% vs market
2021
2022
Equity ratio
90.5%
This company
38.2%
Market median
+137% vs market
2021
2022
Return on equity
6.0%
This company
18.4%
Market median
-67% vs market
2021
2022
Net profit margin
176.8%
This company
8.1%
Market median
+2083% vs market
2021
2022
Asset turnover
0.03×
This company
1.12×
Market median
-97% vs market
2021
2022
Debt / equity
0.10×
This company
0.62×
Market median
+84% vs market
2021
2022
Annual reports & filings
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (1)
TH
Tiina Helena Torkkel
Deputy Member
Deputy Member
2022
Former (4)
TT
Timo Teemu Edvard Helle
Audit
Audit
2019 – 2021
NE
Nicolina Emilia Mickelsson
Deputy auditor
Deputy auditor
2019 – 2021
LJ
Lauri Janne Ilmari Mäki
Audit
Audit
2021 – 2022
MJ
Markku Johannes Lepistö
Deputy Member
Deputy Member
2019 – 2022
Board of directors
Non-executive oversight
Name
Role
Member since
Current (1)
TJ
Timo Juhani Torkkel
Board of Directors
2019
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Caja de ahorro Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Timo Teemu Edvard Helle
Audit
0 companies
Nicolina Emilia Mickelsson
Deputy auditor
0 companies
Lauri Janne Ilmari Mäki
Audit
0 companies
Tiina Helena Torkkel
Deputy Member
0 companies
Markku Johannes Lepistö
Deputy Member
0 companies
Timo Juhani Torkkel
Board of Directors
0 companies