Riskpilot← Back to searchSign inGet full accessAvancia Oy
OYActiveY-tunnus 3101594-2Versotie 2Activities of insurance agents and brokers · NACE 6622Est. 20191 employees
Revenue 2025
EUR 128K
-18% vs 2024
EBITDA margin
2.7%
-10% vs 2024
Equity ratio
11.9%
Financial strength
Net profit 2025
EUR 2K
-21% vs 2024
| Revenue | EUR 128K | -18% |
| EBITDA | EUR 4K | -10% |
| Net profit | EUR 2K | -21% |
| Total assets | EUR 36K | +64% |
| Equity | EUR 4K | +91% |
| Employees | 1 | — |
Legal name
Avancia Oy
Y-tunnus number
3101594-2
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
27. marraskuuta 2019
Share capital
EUR 0
Employees
1 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Company purpose
Vakuutusasiamiesten ja -välittäjien toiminta (66220).
Address
Versotie 2
Phone
+3580409640636
Email
antti.miekkavaara@avanciameklarit.fi
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| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 144 | 143 | 139 | 155 | 128 |
| Staff expenses | −80 | −102 | −74 | −95 | −80 |
| EBITDA | 9 | −15 | 13 | 4 | 4 |
| Depreciation & amort. | −1 | −1 | −1 | −0 | −0 |
| EBIT | 7 | −15 | 13 | 3 | 3 |
| Net financials | −2 | −0 | −1 | −1 | −1 |
| Profit before tax | 6 | −16 | 12 | 3 | 3 |
| Tax | 1 | −0 | −0 | −0 | 0 |
| Net profit | 5 | −16 | 12 | 3 | 2 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 32 | 13 | 22 | 22 | 36 |
| Equity | 4 | −12 | −0 | 2 | 4 |
| Long-term debt | 18 | 17 | 12 | 9 | 6 |
| Short-term debt | 10 | 8 | 11 | 11 | 25 |
| Total debt | 28 | 25 | 23 | 20 | 31 |
EBITDA margin
2.7%
This company
15.8%
Market median
-83% vs market
20212025
Equity ratio
11.9%
This company
38.2%
Market median
-69% vs market
20212025
Return on equity
47.6%
This company
18.4%
Market median
+159% vs market
20212025
Net profit margin
1.6%
This company
8.1%
Market median
-80% vs market
20212025
Asset turnover
3.57×
This company
1.12×
Market median
+219% vs market
20212025
Debt / equity
7.37×
This company
0.62×
Market median
-1089% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
AM Deputy Member | Deputy Member | 2025 |
AJ Chief Executive Officer | Chief Executive Officer | 2025 |
| Former (3) | ||
AJ Chief Executive Officer | Chief Executive Officer | 2020 – 2020 |
AM Chief Executive Officer | Chief Executive Officer | 2020 – 2020 |
VH Chief Executive Officer | Chief Executive Officer | 2020 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Former (2) | ||
| Board of Directors | 2025 – 2025 | |
| Board of Directors | 2020 – 2023 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Avancia Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Anssi Juhani Mäkelä | Chief Executive Officer | 0 companies |
| Anne Maarit Harju | Chief Executive Officer | 0 companies |
| Vesa Heikki Helama | Chief Executive Officer | 0 companies |
| Aino Maria Miekkavaara | Deputy Member | 0 companies |
| Antti Juhana Miekkavaara | Chief Executive Officer | 0 companies |
| Rauni Helena Happo | Board of Directors | 0 companies |
| Mirja Irmeli Kuutio | Board of Directors | 0 companies |