Riskpilot← Back to searchSign inGet full accessTrumo Finance Oy
OYActiveY-tunnus 3107623-5Yrjönkatu 11-D20Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 20193 employeeswww.trumo.com
Revenue 2025
EUR 0
EBITDA margin
—
-5050% vs 2024
Equity ratio
62.5%
Financial strength
Net profit 2025
EUR -352K
-5050% vs 2024
| Revenue | EUR 0 | — |
| EBITDA | EUR -352K | -5050% |
| Net profit | EUR -352K | -5050% |
| Total assets | EUR 2,2M | +68% |
| Equity | EUR 1,4M | +12% |
| Employees | 3 | — |
Legal name
Trumo Finance Oy
Y-tunnus number
3107623-5
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
29. joulukuuta 2019
Share capital
EUR 126 190
Employees
3 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on muu rahoitusta palveleva toiminta (pl vakuutus- ja eläkevakuutustoiminta). Yhtiö tarjoaa yrityksille maksuvälityspalvelua perustuen yhtiön ohjelmistoteknologiaan. Yhtiö voi omistaa ja hallita kiinteistöjä ja huoneistoja sekä antaa niitä vuokralle ja myydä niitä. Toimialansa rajoissa yhtiö voi myös perustaa koti- ja ulkomaisia yhtiöitä ja yhtymiä, hankkia niiden osakkeita ja osuuksia, ottaa ja antaa lainaa, antaa takauksia ja pantata omaisuuttaan.
Address
Yrjönkatu 11-D20
Phone
+3580503659025
Email
erkki.nikunen@gmail.com
Website
www.trumo.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 30 | 64 | 44 | 0 | 0 |
| Staff expenses | −47 | −103 | −266 | −3 | −280 |
| EBITDA | −97 | −160 | −389 | −7 | −352 |
| Depreciation & amort. | — | — | −0 | −0 | −0 |
| EBIT | −97 | −160 | −389 | −7 | −352 |
| Net financials | −0 | −0 | −0 | 15 | 24 |
| Profit before tax | −97 | −161 | −389 | 8 | −328 |
| Tax | −0 | −0 | −0 | 15 | 24 |
| Net profit | −97 | −161 | −389 | −7 | −352 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 267 | 290 | 667 | 1 332 | 2 241 |
| Equity | 236 | 253 | 618 | 1 250 | 1 400 |
| Long-term debt | — | — | 0 | 0 | 0 |
| Short-term debt | 31 | 38 | 49 | 54 | 9 |
| Total debt | 31 | 38 | 49 | 81 | 841 |
EBITDA margin
-35217400.0%
This company
15.8%
Market median
-222895037% vs market
20212025
Equity ratio
62.5%
This company
38.2%
Market median
+64% vs market
20212025
Return on equity
-25.2%
This company
18.4%
Market median
-237% vs market
20212025
Net profit margin
-35217400.0%
This company
8.1%
Market median
-434782816% vs market
20212025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20212025
Debt / equity
0.60×
This company
0.62×
Market median
+3% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
SM Chief Executive Officer | Chief Executive Officer | 2026 |
| Former (4) | ||
EA Audit | Audit | 2022 – 2023 |
RV Chief Executive Officer | Chief Executive Officer | 2023 – 2024 |
SH Chief Executive Officer | Chief Executive Officer | 2024 – 2026 |
ME | Audit | 2022 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
| Board of Directors | 2024 | |
| Board of Directors | 2025 | |
| Chairperson | 2024 | |
| Board of Directors | 2023 | |
| Former (2) | ||
| Board of Directors | 2021 – 2023 | |
| Board of Directors | 2021 – 2023 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Trumo Finance Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Esa Antero Rusanen | Audit | 0 companies |
| Roope Valtteri Lindroos | Chief Executive Officer | 0 companies |
| Sari Helena Aitokallio | Chief Executive Officer | 0 companies |
| Miika Erkki Markus Palomäki | Audit | 0 companies |
| Salla Maaria Ahveninen | Chief Executive Officer | 0 companies |
| Martin Prantner | Board of Directors | 0 companies |
| Erkki Juhani Nikunen | Board of Directors | 0 companies |
| Robert Oliver Berner | Chairperson | 0 companies |
| Mika Antero Leppänen | Board of Directors | 0 companies |
| Pasi Juhani Nousiainen | Board of Directors | 0 companies |
| Pekka Pasi Matias Honkonen | Board of Directors | 0 companies |